If you’re like most people, you probably haven’t memorized the details of your home insurance policy. But these details are important in case your property ever suffers major damage in an earthquake, fire or other disaster.
Even if you did spend time reading your policy from front to back, you may find it chock full of legalese. However, in cases of home or property damage (with the exception of cars), you can turn to public claims adjusters to decipher your policy and get a fair settlement with your insurance company. Public adjusters work for both individuals and businesses, but most cater to the individual policyholder.