A plumber is the right professional to call in the event of a plumbing leak or sewer backup in Lighthouse Point, FL. However, you should never expect your plumber to handle your insurance claim for you. In fact, having a plumber work on anything other than the immediate repairs — the ones that are required to prevent further damage — may cost you dearly in the long run.
When you have a major plumbing issue in your home, your first reaction might be to begin repairs as soon as possible. This is completely understandable, as you don’t want your home to be a swamp or sustain additional damage like mold. But there is a crucial step in between ensuring that the cause of the damage is taken care of and repairing your home. Before you start any major renovation or repair effort, it’s important to consult a public adjuster to examine the damage done and help you file insurance claims in Lighthouse Point.
Any repairs you undergo before contacting a public adjuster and your insurance company can end up being omitted from any insurance settlement you receive. A public adjuster works on your side to ensure that all damage is thoroughly documented, which serve as the crucial evidence you will need to provide your insurer to receive all that you’re entitled to under your policy.
If you have a plumbing emergency in your home, be sure to take the following steps right away:
1) Call a plumber. Have your plumber undertake any necessary repairs to stop further damage from occurring, but nothing more.
2) Collect evidence. Save any receipts for the plumbing work and take photos of everything. Don’t even throw out broken pipes or anything that can be used to benefit your claim with the insurance company.
3) Contact a public adjuster. This is where you should hand things over to the professionals. Your public adjuster can advise you on the best course of action in order to receive the compensation you need and deserve from your Florida insurance company.
When your home or business experiences water damage from a burst or leaky pipe, there’s no doubt that you want the problem taken care of right away. However, by knowing the right steps to take and when, you can get the most out of your insurance claim. And remember, while most plumbers are terrific for fixing pipe and sewer-related damage, a public adjuster is much better qualified to handle the plumbing related insurance claims in Lighthouse Point.
Advocate Claims Public Adjusters serves home and business owners across the state of Florida, including Fort Lauderdale, West Palm Beach, Boca Raton, Delray Beach, Hollywood, Boynton Beach and the surrounding areas. Call us today at 1-954-369-0573 or contact us online.