If your commercial property gets damaged or destroyed and you file an insurance claim, be prepared to spend a significant amount of time on the claim process. Being patient during the claim process pays you dividends in the long run. “Documenting a claim” consists of listing and describing everything that was damaged or lost, and how much it will cost to repair or replace each item, which can take longer than you may initially anticipate. Although the insurance claim process may be tedious and time consuming, it is necessary in order for you to be compensated the insurance dollars that you are entitled to. After you have documented your claim, the negotiation process with your insurance company can be tricky.
In order to make sure that you get the most out of your South Florida business insurance claim, there are professionals that you can hire to represent you in documenting and negotiating your insurance claim. These professionals are known as public adjusters. The best perk to hiring a public adjuster is that they work for the policy holder, not the insurance company. However, finding the right public adjuster for your business is not always simple.
There are two other types of public adjusters: company or staff adjusters who are employed by the insurance company, or Independent adjusters who still work for the insurance company, but are outsourced.
When looking for the perfect public adjuster to represent you and your business during the residential or commercial property insurance claim process, keep in mind that even though a company or staff adjuster is assigned by your insurance agency, it does not mean that they represent you. A licensed public adjuster, like that of Advocate Claims, can represent you and your business during the insurance claim process. Like their title states, licensed public adjusters will help adjust and settle your claim in a manner that is beneficial for you, not your insurance company, as well as take the stress out of the process for you.
Located in South Florida, Advocate Claims Public Adjusters has been in business since 2002, is a member of the Better Business Bureau, and has been servicing property damage insurance claims for businesses and homeowners for over a decade. For more information, call Steven Venook at 954-369-0573.