In the event that tornado, hurricane, wind, fire, or any physical damage is done to your home, filing a residential property insurance claim may seem daunting – but it doesn’t have to be. Steven Venook at Advocate Claims Public Adjusters in South Florida has been servicing property insurance claims on behalf of the insured for over 10 years. Before that, he worked for insurance agencies himself, handling policies and detailing claims to homeowners.
Steven and his team of professionals don’t want the process of filing a claim to leave you with an overwhelming amount of stress, so our South Florida public adjusters have outlined the steps for filing residential property insurance claims.
- Contact a local public adjuster before contacting your insurance company.
- The public adjuster will come to your home and assess, evaluate, and create a detailed inventory list of all damaged or lost items, as well as their replacement value.
- After the assessment, your public adjuster will review their estimates with you before filing.
- Make sure to give your public adjuster copies of all receipts for expensive items that may have been damaged, as well as receipts for temporary housing, so that they can submit them while filing a claim with your insurance company.
- Since your public adjuster will take care of the filing process for you, it is important to remain in contact in case they need additional information or documentation.
- Wait patiently, as homeowner’s property insurance claims can take up to 90 days for a return. Advocate Claims will work as diligently as possible to streamline the process, but cannot ensure a settlement before the 90 day statute.