Author Archives: Advocate Claims Public Adjusters

Preparing for the Deluge: Why Everyone Needs Flood Insurance

By Advocate Claims Public Adjusters | Published: January 3, 2012

In the wake of Hurricane Katrina, no one could ignore the shocking media coverage documenting the devastating destruction. When the levees broke and storm waters surged, homes were swept away, families were left stranded on rooftops and many lost their lives. Suddenly, families throughout the nation were forced to ask themselves a frightening question: “What [...]

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Another Florida Insurer Folds: HomeWise in Tampa

By Advocate Claims Public Adjusters | Published: November 28, 2011

HomeWise Insurance, which merged with First Home Insurance in June, is going out of business and its policies will be transferred to Homeowner’s Choice Property & Casualty Insurance, a third Florida-based insurer. Read More  

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Citizens Property Insurance Considers Shrinking

By Advocate Claims Public Adjusters | Published: November 15, 2011

Citizens Property Insurance’s board gave an early green light late Monday to recommendations to help the state-backed insurer downsize its size and financial risk to Floridians. Many of the proposals would allow it to shrink and effectively raise rates without changing any laws. Some require legislation but it’s unlikely lawmakers will approve a property insurance [...]

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Rick Scott: Citizens Board to Help Solve Issues

By Advocate Claims Public Adjusters | Published: November 4, 2011

Gov. Rick Scott wants the board overseeing Citizens Property Insurance Corp. to help solve some issues plaguing the state-backed insurer. Read More  

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Citizens Insurance Directed to Think Small

By Advocate Claims Public Adjusters | Published: November 2, 2011

TALLAHASSEE, Fla., Nov. 2 (UPI) — Florida Gov. Rick Scott said the state-backed Citizens Property Insurance Corp. is running a program that is designed to fail. Read More  

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Citizens’ Roof Rule too Strict

By Advocate Claims Public Adjusters | Published: October 31, 2011

Citizens Property Insurance Corp., Florida’s insurer of last resort, has taken to roof inspections before renewing policies on homes 25 years old or older. Read More  

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GE Coffee Maker Recalled Due to Fire Hazard

By Advocate Claims Public Adjusters | Published: May 21, 2010

Nearly 1 million General Electric coffee makers sold at Walmart are being recalled after dozens of reports of overheating, smoking, burning and fires. The Consumer Product Safety Commission, which announced the recall Thursday, said Walmart has received 83 complaints about the GE-branded coffee maker, including three reports of minor burns to consumers’ bodies. The reports [...]

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Key Facts, Common Myths About Protecting Homes from Hurricanes

By Advocate Claims Public Adjusters | Published: May 20, 2010

With weather forecasters calling for a worse-than-average 2010 Atlantic basin hurricane season, the Institute for Business & Home Safety (IBHS) is advising property owners on the most effective ways to protect their homes and businesses from hurricane damage. IBHS is also trying to dispel some common myths about hurricane preparedness. Forecasters predict 15 named storms [...]

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Do you need your own claims adjuster?

By Advocate Claims Public Adjusters | Published: April 25, 2010

Angry that your insurance company isn’t moving as fast with that claim check as you’d like? Or maybe the adjuster’s offer is less than you need to cover your losses? Perhaps you need your own adjuster. Public adjusters assume all of the duties necessary to get your claim processed, including making an inventory of the [...]

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Legislation could raise insurance rates, but industry says it is necessary

By Advocate Claims Public Adjusters | Published: April 20, 2010

TALLAHASSEE — State Rep. Rick Kriseman is a reluctant expert on property insurance. A fire torched his home. His previous Florida-based insurer faltered. His rates jumped 90 percent in the last year. And now the St. Petersburg Democrat is sounding an alarm about legislative efforts to revamp the system to benefit property insurers at the [...]

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