Author Archives: Advocate Claims

What Kinds of Flooring Have High Cancer Rates? Are They in Your Home?

In February, Bloomberg addressed the statement made by U.S. Centers for Disease Control and Prevention against Lumber Liquidators Holdings Inc.; the first of the two mentioned claimed that Lumber Liquidators’ flooring was tested for formaldehyde and found to have three times the risk of causing cancer than previously reported. According to the statement, U.S. regulators […]

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Property Insurance Customer Satisfaction Rates Are Falling

For the first time in five years, consumers are not having a pleasant experience when filing a property claim. According to the new J.D. Power 2016 U.S. Property Claims Satisfaction Study, consumers’ property claims experiences have decreased in terms of settlement, first notice of loss, estimate process, service interaction, and repair process. Advocate Claims Public […]

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What to Do When Your Homeowner’s Insurance Claim Is Denied

Imagine paying several hundred or even thousands of dollars on your homeowner’s insurance coverage, only to file a claim and have it denied or have the settlement delayed – leaving you with a dent in your bank account or having to obtain a loan in order to make the repairs in the meantime. According to […]

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The 4 Most Expensive Winter Homeowner’s Insurance Claims

As extreme weather events occur more often, winter storms will cause a financial hit on homeowner’s wallets. Each year, more homeowners have to file property insurance claims from winter damage and contact public adjusters for help. According to the Insurance Information Institute, the percentage of winter-related homeowner’s insurance claims in 2014 were more than double […]

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The Unlicensed Practice of Public Adjusting by Contractors

Has your home or commercial property suffered damages, leaving you needing to file an insurance claim? If anyone has told you to hire a contractor to handle the process for you – they are 100% wrong. A contractor cannot handle your insurance claim, nor can they help you settle it. The only people who can […]

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Hurricanes Early in the Year are Warnings for Stronger Florida Storms Coming

The very first week of 2016 brought tornados to North Florida, and even though that is not an ideal way to start the New Year, it is not nearly as shocking as having to deal with a January hurricane. According to Katharine Hayhoe, director of the Texas Tech University Climate Science Center, a January hurricane […]

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Lightning Fatalities and Lightning Protection for your Home

Central Florida has been dubbed “Lightning Alley” by meteorologists because it generates hundreds of thousands of bolts that cause billions in damages each year. In fact, Florida is the leading state in the entire country for lightning related deaths, causing nearly all residents in areas like Tampa and Titusville to implement lighting protection tactics. Lightning […]

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Hurricane Insurance Post-Loss Checklist

Hurricanes are a natural disaster that are expected when you live in the Sunshine State. Even though every Florida homeowner is likely to have hurricane shutters and hurricane shatter-proof glass for their home, hurricane preparedness goes farther than just preparing the outside of your home. Public adjusters in Plantation, Florida want homeowners to be aware […]

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Recovering from a Flood: Post-Loss Checklist

Flood damage is one of Florida’s top reported homeowner’s insurance claims, and is one that hit homes hard just last year in September 2015, when major flooding affected nearly all Delray Beach residents. When a tragedy like this occurs, it leaves many homeowners wondering what they should do in order to get their homes in […]

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Advocate Claims is an A+ BBB Rated Public Adjuster in South Florida

A public adjuster is a professional claims handler who advocates for the policyholder rather than the insurance company, which is why public adjusters are so popular to turn to in the unfortunate circumstance that a residence or commercial property gets damaged or pilfered. The most common homeowner’s insurance claims filed in the state of Florida […]

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