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Has your home or building suffered property damages like a natural disaster, robbery, vandalism, or pipe burst? Good thing you already know to call your homeowner’s insurance company – but what else should you do? Is there anyone else you should contact? In the event that you need to file a residential or commercial property…

We’ve all been there, we have left the garage door open and then it rains, and items get damaged; or we forget to put our hurricane shutters up before a storm warning is sent out. The fact is, a lot of homeowners wait until it is too late to protect their home and their vehicles.…

Depending on your geographic location, knowing what your homeowner’s insurance policy does and does not cover is crucial to being able to return your home back to normalcy in the event of an emergency. When a home suffers from wind, fire, hurricane damage, tornado damage, pipe bursts, and flooding, and homeowner’s face the unfortunate circumstance…

After a severe commercial property loss, one of the worst things that a business owner find out is that they have to rebuild their damaged structure to conform to new building codes. As a result, business owners might find themselves faced with costs that are out of their budget. Licensed public adjusters in South Florida…

Florida public adjusters want every homeowner to be aware of the residential insurance claim process, as there are many aspects and terms that are not easily defined by homeowners. One of those aspects is Actual Cash Value vs. Replacement Cost Value. In order to make these two concepts simple to understand, the expert public adjusters…

It’s a new year and for South Florida residents, it has already brought a slew of tornadoes and torrential downpour. Sure, losing weight and saving money are great New Year’s resolutions, but have you ever thought to reassess your residential or commercial property insurance for the New Year? Your insurance needs change each year, and…

A lot of homeowners and business owners that Advocate Claims Public Adjusters come across wonder how to recover depreciation from an insurance claim. The very first thing that licensed public adjusters will tell you to do is check whether or not you even have recoverable depreciation. The majority of the time, a business or homeowner…

When the unfortunate time comes to file a residential or commercial property insurance claim, a lot of individuals wonder if hiring a professional to help streamline the process will actually hinder them in the eyes of their insurance company. Luckily, this is not typically the case. In fact, that great saying “the squeaky wheel gets…

After going through the entire process of filing a homeowner’s insurance claim with your South Florida public adjuster, you may notice that your insurance check has your mortgage company’s name on it, and be curious why.  Although you may think you own your home, in reality, if you have a mortgage, the mortgage company has…

In the event that tornado, hurricane, wind, fire, or any physical damage is done to your home, filing a residential property insurance claim may seem daunting – but it doesn’t have to be. Steven Venook at Advocate Claims Public Adjusters in South Florida has been servicing property insurance claims on behalf of the insured for…