home insurance

3 Things Your Standard Homeowner’s Insurance Policy Does Not Cover

Depending on your geographic location, knowing what your homeowner’s insurance policy does and does not cover is crucial to being able to return your home back to normalcy in the event of an emergency. When a home suffers from wind, fire, hurricane damage, tornado damage, pipe bursts, and flooding, and homeowner’s face the unfortunate circumstance […]

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Do I Have to Use Insurance Company Contractors?

When filing a homeowner’s insurance claim, your insurance company or agency may recommend preferred vendors that they have done business with in the past. Most homeowners are curious as to whether or not they have to use their insurance company’s contractors – the simple answer is no. The very first thing to keep in mind […]

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Is Mold Covered Under My Insurance Policy?

Knowing what is covered under your homeowners insurance policy is crucial knowledge in the event of a disaster or damage. If your home falls victim to flooding, a water leak, or mold, knowing the source is extremely important for insurance purposes. When reviewing your insurance policy, you will want to double check the difference between […]

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Does I Make Sense to Hire a Public Adjuster

Why Hire a Public Adjuster? Homeowners hire public adjusters for many reasons.  Typically, the larger the loss, the greater the need for the advice of a skilled public adjuster.  It is important to retain someone with decades of experience acting as an adjuster for your particular type of loss.  This is not always the case, […]

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Cut the Cost of your Florida Homeowner’s Insurance Policy

Let’s face it, everybody likes to save money whenever they can and homeowner’s insurance is no exception. Most people automatically renew their homeowner’s insurance if nothing has changed, but what if you could make changes to lower the cost of your Florida homeowner’s insurance, even if nothing has changed? While you may not have moved […]

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Dryer Lint – The Hidden Home Fire Danger

Most people use their dryer, clean out the lint trap after the clothes are dry and move on. In fact, most people are unaware of the inner workings of their clothes dryer. Built up lint can cause a home fire and thousands of dollars in damage. In 2010, the most recent year for which statistics […]

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