Blog: Insurance Claim Help

We find, so often, that insurance claims are ruled by fear. Insurance companies do subtle and overt things that make you feel that it is wrong or hard to file a claim.  Sometimes, this process feels like something you should pull back from, without good reason. Last week, we were called by a homeowner in Ft. Lauderdale, Florida.  The…

Why Won’t my Insurance Company Pay My Claim? A quick Google search shows that you are not alone in asking that question.  There are nearly 45 MILLION results discussing exactly that, and likely as many reasons why insurance companies think they do not have to pay your claim. It can be easy to see why. …

Will My Homeowners Insurance Rates go up if I File a Claim? Many homeowners across Florida worry that simply filing a claim after years of having insurance coverage, will cause an increase in their Homeowners Insurance Premiums.  Regretfully, the fear is legitimate for Floridians.  Thankfully, there are ways to avoid problems and expensive increases in…

Warning – Insurance Company Engineers are Not Your Friends. Recently, insurance companies were ordered by federal judges in New York and New Jersey, to turn over multiple versions of engineering reports that were allegedly falsified and used to deny claims. This marks the first time a wide-spread action has happened legally, to trap the insurance companies in the bad faith efforts…

Mold & Water Damage Insurance Claims in Florida – Hire a Public Adjuster, Early! Florida’s humidity and rain create the perfect Petri dish for the creation and growth of toxic and damaging mold, as well as general water damage. Florida insurance companies know this peril is more common than any other claim, and have made…

Beware! Insurance Claims with Plumbers, Kickbacks, and Restoration Contractors Will Cost You! Homeowner Insurance Claim Cautionary Report: A reason for a Public Adjuster Diane and Mike arrived back at their Broward County home in Florida to find water pouring through 4 rooms of their home.  Mike acted quickly.  He went to turn off the water…

If you are like most people, you have a homeowner’s insurance policy that you are unfamiliar with. But what if you have a fire, flood, or some other disaster that forces you to call your insurance company and make a claim? Do you know the proper steps to ensure that you get fully reimbursed? When…

If you are new to Florida, welcome! The good news is you moved to Florida where the weather is bright and sunny 95% of the time. The bad news is, we get hurricanes and lots of rain that can cause flooding. FEMA has designated the entire state of Florida as a flood zone. If you…

When you think of your homeowners’ insurance policy, do you assume that if an item is in your home it is covered? If you said, ‘yes’, you might be wrong! It turns out, not everything in your home is necessarily covered by your standard homeowners’ insurance policy. Many people have the standard furniture, electronics, and…

Thanksgiving is drawing near. Time for friends, family, and good eats! It is important to remember that with lots of people and lots of cooking, can come lots of chaos. If you are frying a turkey make sure that you are extra careful, especially if there is a lot of people at your home. Fried…