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When Your Florida Business Grows

Is your Florida business growing? Perhaps you have outgrown your current space and are moving to a new one or you are upgrading your business equipment to keep up with innovations in technology to better serve your customer base. Whether you are upgrading or downsizing your business, your commercial insurance policy needs to reflect any…

Protect Your Florida Home From Vandalism on Halloween

Halloween is typically a fun night for people of all ages, but this one night can cost you hundreds if your home is vandalized. Statistics have shown that crime on Halloween has increased from 22% to 44% since the 2000s. Halloween is the one holiday of the year where ‘tricks’ or pranks can turn into…

3 Disaster Preparation Tips for Florida Business Owners

If you’re a business owner, do you take regular stock of your inventory and supplies on hand? Most businesses do. What if you sell a service? Do you have an inventory of your business equipment, furniture, fixtures and the like? Most businesses don’t. Nobody thinks about the desks they sit behind, the chairs they sit…

4 Ways to Reduce Frustration Should You Suffer a Homeowners Insurance Loss

When homeowners experience a fire, a flood or some other major property loss, they’re often in shock. Once the shock wears off, goal 1 is to dispatch of the loss and return to life as before as soon as possible. They’re not thinking about details or the process behind the process. People don’t realize how…

8 Facts People Don’t Know about Homeowner’s Insurance

Most insurance companies are easy to deal with when you are paying them, before you actually need them. Homeowner’s Insurance companies are notoriously difficult to deal with when filing a claim. While homeowners assume their policy covers losses to their home, as well as injuries or property damage sustained on their property, typical homeowner’s insurance…

Protect your Florida Home from a Vandalism Insurance Claim

Vandalism to both private and public property is a problem whose annual cost across the United States well exceeds $25 billion. Most vandals are young people who with no connection to the property they’re vandalizing. When comparing insurance policies and coverage, vandalism coverage is often overlooked. Ask your public insurance adjuster what the vandalism portion…

How Well Do You Know Your Florida Insurance Policy?

Did you know that flooding from a natural source, i.e. a hurricane, is not covered under most homeowner’s insurance policies? Did you also know that if you do not maintain your home and something goes wrong, your insurance most likely won’t accept your claim? There are a lot of aspects of homeowner’s insurance that people…

Are Public Adjusters Worth it?

When you have legal issues, you hire a lawyer. When you are sick, you go to the doctor. When you are young, you go to school to be taught by professionals. Why do we do all of these things? We pay these people large amounts of money because all of these people are educated in…

Swimming Pool Preparations for Hurricane Season in Florida

In South Florida hurricane season is just like all of the other seasons: winter, spring, summer, hurricane, and fall. It is something that residents have to accept as a fact of life, seeing as Florida gets hit with so many hurricanes. The natives of Florida know the drill when it comes time to get everything…

How to get your Florida Insurance to pay your Claim

Trying to get your insurance to pay for damage to your home is much harder than you might think. Insurance companies try to squirm their way out of paying anything they can by preying on the policyholder’s ignorance to the insurance world and legal jargon. Which isn’t fair to the people that use their insurance…