Mold Damage Insurance Claim: 4 Reasons Why You Should Use a Public Adjuster

Mold Damage Insurance Claims

If you have an issue with mold in your home, it is vital to get a professional working on your side. A public adjuster can negotiate with the insurance companies on your behalf to ensure that you are fully compensated. A few of the reasons it’s better to have a public adjuster on your side […]

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Signs of Mold in a Weston Home

Mold is not something that people ever want in their home. It may cause allergic reactions, respiratory issues, along with the large amounts of damage that go hand in hand with mold. Mold thrives in dark, moist environments which means that oftentimes you can’t see it. If you have had any type of moisture issues […]

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Common A/C Mishaps that Can Lead to Water Damage Claim

One thing that many people do not realize is that maintaining an air conditioning unit is a lot of work. The good news is that with regular upkeep and good overall maintenance, you can save yourself a lot of future headaches. The biggest mishap that can lead to water damage can be prevented much easier […]

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Cast Iron Pipes on Older Coral Springs Home May Cause Water Damage

Before the introduction of PVC piping in the 1970s, cast iron pipes were the standard for home plumbing and sewage removal. While this may seem like a long time ago, many houses throughout Florida and across the United States still have the original cast iron plumbing in them. This has become a growing concern among […]

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Don’t Just Hire Any Stinking Public Adjuster

Insurance companies and restoration contractors often loudly voice the opinion that homeowners should never hire public adjusters — but did you ever wonder why? Perhaps it’s because they don’t want you working with someone who understands the industry. Public adjusters have a great deal of experience with the claims process, insurance policy law, construction and […]

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Mold Can Cause Serious Ongoing or Undetected Health Problems!

Residents of households with mold or indoor contaminants can be seriously affected by mold spore growth. This can cause respiratory infections, as the indoor air quality of your home is compromised. Indoor air pollution is a real contaminant that can make you sick! If you are experiencing problems, at home or at the workplace, you […]

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Hardball with Homeowners

Don’t ask Geoff Still about claims management. In October 2005, a hurricane nearly lifted the roof off his home in Coral Springs, Fla., drenching the interior with torrents of rain. Still, now 38 and the director of finance and operations at a local university, says he called his insurer, Universal Property & Casualty, the next […]

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What Are Your Mold Limits in your Insurance Policy?

By Steven David Venook Most standard Florida Home Owner Insurance Policy’s now cover mold (within defined limits) if mold resulted from a covered loss. Why did the insurance industry do this? Because, by now covering mold damage they have limited their financial exposure for mold claims by putting mold damage limits in your policy; and […]

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Does Your Homeowner Policy Cover Mold?

By Steven David Venook In general, NO! Most standard Florida policy’s exclude MOLD under Section 1- Perils Insured Against – We do not insure, however for loss: 2. Caused by: (e.) Any of the following: (3) Smog, rust or other corrosion, mold, wet, or dry rot; Did you read all the fine print? Probably not!

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