Understanding Insurance

Umbrella Insurance Coverage – What It Is and Why You Need It

Most Florida homeowners have adequate homeowner’s insurance coverage but what if there is a serious accident on your property and you cannot afford the medical bills? Or what if someone sues you for something that happened on your property, even if it was not your fault? It is important to be covered for all of […]

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Commercial Insurance Policies: What the Appraisal Clause Means for Your Business

While the appraisal clause is typically a thing of the past for Florida homeowner’s insurance policies, it is still part of commercial insurance policies. What does that mean for you if you are a Florida business owner with a commercial insurance policy? Let’s say that you have a water leak and the resulting flood does […]

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When Your Florida Homeowners Insurance Is Up For Renewal

It is good to do an annual review of your expenses and that includes your homeowners insurance. Has anything changed since you last renewed it? Changes to your property or assets may mean changes to your homeowners’ insurance policy. Have you gotten a dog or other animals that might require more insurance? Have you built […]

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Is Your Florida Business Adequately Insured?

Whether you have made changes to your Florida business recently or not, a quick review of your commercial insurance policy to make sure that it adequately addresses your needs, is always a good idea. Whether you sell goods or services out of your business, it is important to make sure that everything in your business […]

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