Cape Coral Hurricane Insurance Claims Adjuster

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Hurricane Ian Insurance Claims

Call us today for help with your Hurricane Ian Insurance Claim 239-244-1497

Advocate Claims is a licensed Florida Public Adjuster handling Hurricane Insurance Claims in Cape Coral, Florida. We help you obtain a fair insurance claim settlement for property damage to homes, businesses, condominium and home owner associations. This includes claims for Personal property, additional living expenses (ALE), loss of income and code compliance upgrades (Ordinance and Law).

For over 20 years we have been helping policy holders through the claim process. Having been through many hurricanes we understand the stress and time it takes to handle you claim on your own.  But there's a better way, hire Advocate Claims Public Adjusters! We have a proven track record you can trust to get you a better settlement, faster, to help you pay for the repairs needed to your property.

No Recovery - No Fee
Free Damage & Claim Review
Call: 239-244-1497

Call us first, before you call your insurance company, and gain the advantage from the start, you'll be glad you did.

What to Do If You Have Hurricane or Flood Damage At Your Home or Business:

  1. In the case of a flood, cut the main power to your home or building.
  2. Don't go back in the house (if it has standing water) without protective clothing, shoes and gloves.
  3. Understand that the water could be contaminated. Be aware of this possibility and don’t go in unless the water has stopped and receded.
  4. Look for small rodents or other small animals that could have entered your home with the flood waters. Proceed with caution.
  5. A professional clean-up company should be called to assist you, at this point. Advocate Claims can recommend a reputable company to assist you with this.
  6. The disaster clean-up team will clean out carpeting, padding, rugs, etc. that allow for water to be trapped underneath. All items will be removed that could hold water and allow mold to grow.
  7. Don't eat any food that could have come in contact with flood waters.
  8. Don’t return to your home until it has been inspected and is clear of toxic water and air-borne substances.

Hurricane Insurance Claims - Important Tips

  • Make temporary repairs only to prevent further damages i.e. Tarp roof, dry-out water
  • If you report the claim to your insurance company. Get claim number for your records.
  • Do not throw away anything damaged, keep all evidence to prove your claim.
  • Do not rely on company adjuster to photograph and itemize all damages.
  • Do not expect your claim to be settled quickly!
  • Do not believe anything unless you get it in writing!
  • Remember the company adjusters work for the insurance company not you.
  • Florida Insurance Companies have 90 days to pay or deny your insurance claim.  Accepting the initial settlement offer, or cashing the insurance settlement check, does not stop you from supplementing your insurance claim. HOWEVER, supplemental damages must be agreed upon prior to any repairs being done.

Advocate Claims - Hurricane Claims Adjuster

Navigating a hurricane insurance claim is a complex process. As a public insurance adjuster our job is to represent you to make sure you get a fair settlement.  We will:

  • Make sure you meet all the post loss conditions under your insurance policy, so that you are in compliance with your insurance contract.
  • Properly document all your damages
  • Properly itemize your damages
  • Handle all the paperwork
  • Properly communicate with your insurance carrier on your behalf
  • Negotiate a fair and reasonable settlement that you approve

If you want an experienced public insurance adjuster with 25 years of hurricane insurance claim experience on your side, contact Steven Venook, Florida Public Adjuster (License #A273134) at Advocate Claims Public Insurance Adjusters for a free initial consultation. Call 239-244-1497 or email steve@advocateclaims.com

Serving Cape Coral and South West Florida

We've helped home and business owners across Cape Coral and Lee County including communities such as:

  • Ashbury
  • Bella Vida
  • Blackburn
  • Cape Harbour
  • Cape Royal
  • Celebration Cape
  • Coral Lakes
  • Coral Oaks Golf Course
  • Cornwallis
  • Emerald Cove
  • Entrada
  • Gator Circle
  • Harbour Preserve
  • Heatherwood Lakes
  • Hermitage
  • Kismet Lakes
  • Palaco Grande
  • Palmetto Pines Estates
  • Rose Garden
  • Sandoval
  • Savona
  • Shamrock Lakes
  • Tarpon Estates
  • Trafalgar Woods
  • West Cape Estates
  • Yacht Club

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Call Today Before You File Your Hurricane Insurance Claim

239-244-1497

No Obligation Initial Consultation
Empowering YOU the Policy Holder