Blog: Articles
Insuring your home against disaster
(Money Magazine) — If last fall’s devastating California wildfires weren’t enough of a wake-up call, consider this: Nearly 60% of homes nationwide don’t carry enough insurance coverage to be fully rebuilt. On average those homes are underinsured by 21%. To give yourself a chance of being made whole, follow these steps before and after disaster…
Fight Computer Desk Aches and Pains
In the past, office workers were frequently on the move—whether they were bending over to place documents in a filing cabinet, running off to a client meeting, walking to the storage closet to locate records or strolling to their office mailbox. But this old-school way of working is now ancient history. In today’s high-tech, digital…
Flood Insurance for Your Business
Floods can strike anywhere at any time and with almost no warning. Pictures of submerged land are common on the television news. Hurricanes Katrina and Rita in 2005 caused massive flooding in the south, but devastating floods have also attacked the Midwest, Mid-Atlantic states and New England in recent years. According to the Federal Emergency…
New Building Codes Can Leave You Under-Insured
The owner of a commercial building may believe that replacement cost insurance coverage on the building is sufficient to protect her from financial loss. After all, she took the insurance agent’s advice and bought enough insurance to pay for repairing or replacing the building if it were completely destroyed. However, this may be a false…
Do You Need a High-Value Homeowner’s Policy?
Standard homeowner’s insurance policies offer sound financial protection for most people. However, those who own large homes that would cost upwards of $500,000 to rebuild may have special coverage needs for which the standard policies were not designed. Such homeowners may own expensive jewelry or have costly business equipment at home, or they may be…
Fla. Plaintiffs Settle with State Farm on Hurricane Damaged Screen Enclosures
A Broward County Court has approved a class action settlement on behalf of more than 12,000 State Farm Insurance policyholders in Florida who will receive 100 percent of the damages they requested in a $6.8 million settlement of claims filed last year in which they alleged the insurer refused to pay replacement costs of screen…
