Blog: Roof Insurance Claims

Tips for Navigating Wind-Driven Rain Claims in Florida Florida homeowners must understand the intricacies of their insurance policies, especially regarding wind-driven rain. Here are essential insights to help you navigate roof insurance claims: Wind-Driven Rain Exclusions Most Florida insurance policies exclude (do not cover) damage caused by wind-driven rain. This exclusion means that if your…

Unraveling Homeowner Dilemmas: A Personal Account As a public adjuster, I’ve had countless conversations with homeowners grappling with roof damage from Hurricane Ian. A common thread in these narratives is their interaction with several roofers who uniformly advise that they need a new roof. Through various mediums like blogs and Facebook advertising, roofers often position…

Your roof leaking and causing your ceiling or walls to get wet does not mean that your insurance company will pay your claim. Most Florida Insurance policies have a wind driven rain language. This language states that unless there is physical damage to your roof that creates an opening. Your claim will be denied for…

Do you want to get the money you deserve? Attention Broward County home and business owners: have you suffered roof damage from Hurricane Irma? Has your insurance company low balled or denied your claim? If so, our Hurricane Insurance Public Adjuster, may be able to help. Homeowners and business owners pay insurance premiums for decades,…

Alexis Villios: So much lingering damage “we’re terrified if there’s a hurricane” Boynton Beach resident Alexis Villios didn’t realize at first how much Hurricane Wilma damaged his house. In the weeks after Wilma, he didn’t even file a claim, figuring he’d pay out of pocket to hire a contractor. About a year and a half…

State regulators are investigating how the Texas Windstorm Insurance Association handles certain roof claims related to Hurricane Ike. At issue is whether unsealed asphalt shingles are considered damaged, and if so, whether Ike was the cause. The windstorm association doesn’t always think so. But some homeowners say they have valid claims because Hurricane Ike lifted…