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4 insurance claim rules

4 Insurance Claim Rules When Submitting a Water Damage Claim

Rule #1 Never take insurance claim advice from a plumber! Rule #2 Never hire the plumber’s suggested water dry out company! The plumber is getting a $500 – $1,000 kick back from the restoration/water/mold company and you will be asked to sign a blank agreement with no pricing; or an assignment of benefits where the…

Hurricane Matthew: Flood Damage vs Water Damage

Hurricane Matthew: Water Damage vs. Flood Damage

As Hurricane Matthew made his way up the coast, he brought heavy rain’s and storm surge to the Daytona Beach, Saint Augustine and Jacksonville areas of Florida. When powerful winds knock down a tree that tears a hole in your roof, and water pours into your home, you have suffered water damage. When heavy rains…

Filing a Homeowner’s Insurance Claim for Kitchen Damage

Filing a Homeowner’s Insurance Claim for Kitchen Damage

As a homeowner, it is important to know where issues primarily arise in a home so that you can take measures to avoid them. Public adjusters in Parkland, Florida know that most Florida homeowners are concerned about hurricane damage since it is relatively unpredictable each year. Along with hurricanes, Florida homeowners worry about flooding from…

Pipe Burst Water Damage

What Causes Water Damage Insurance Claims?

Did you know that the majority of insurance claims come from water damage? Water damage can be a costly repair for homeowners, so knowing the prime sources of water damage in a home is the key to taking measures in order to prevent having to file a water damage insurance claim. Advocate Claims Public Adjusters…

Advocate Claims Successful Water Damage Claim

Bathroom Leak in Palm Beach: David’s Story

David experienced a bathroom leak from his family’s second floor bathroom.  The leak resulted in damage to the bathroom, upstairs carpeting, and the downstairs living room ceiling and walls.   David’s insurance company was quick to offer his family $4,749.00 for a total settlement.  After the deductible and depreciation was applied, David was left with a…

water damage claim case study

Water Damage in Stuart, FL: Virginia’s Story

Water damage is the second most common cause of homeowner loss, caused mainly by plumbing failures, freezing pipes, and storm damage. Water-related loss is responsible for over $5 billion in annual homeowner property losses each year, approximately 23% of all homeowner property losses. These figures are all too familiar for Virginia of Stewart Florida.  Hers…

Water Damage in Pensacola, FL: Doug’s Story

We recently spoke with Doug about his experience working with Steven Venook and the team at Advocate Claims Public Adjusters. Doug had purchased a three story home near the beach. Though it was a relatively new home, one day the air-conditioning on the third floor leaked, causing water and mold damage to all three floors…

Mold & Water Damage in Florida

Mold & Water Damage Insurance Claims in Florida – Hire a Public Adjuster, Early! Florida’s humidity and rain create the perfect Petri dish for the creation and growth of toxic and damaging mold, as well as general water damage. Florida insurance companies know this peril is more common than any other claim, and have made…

Result from Water Damage in Boynton Beach FL: Janet’s Story

Water damage affects thousands of homes, nationwide, each year.  Janet of Boynton Beach, Florida recently engaged Advocate Claims’ Public Adjusters for her water damage insurance claim. “Our jacuzzi tub had leaked which went unseen for a period of time.  With water and mold damage to the floor and subflooring, the master bathroom, master closet and…