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4 insurance claim rules

4 Insurance Claim Rules When Submitting a Water Damage Claim

Rule #1 Never take insurance claim advice from a plumber! Rule #2 Never hire the plumber’s suggested water dry out company! The plumber is getting a $500 – $1,000 kick back from the restoration/water/mold company and you will be asked to sign a blank agreement with no pricing; or an assignment of benefits where the…

Modern condominium kitchen and living area with stylish decor and hardwood flooring, restored after water damage

Condominium Water Damage Insurance Claim Success Story

Public Adjuster Uses Good Property Insurance Adjusting Practices to Win a Fair Claim Settlement for Condominium Owners. Rick and Cindy spent their working lives in public service, Rick as a police officer and Cindy as an educator. They dreamed of having a vacation home in a warm climate, so they purchased a condominium in Miami,…

A heavily damaged kitchen with exposed insulation, missing wall panels, and broken cabinetry, showing signs of water damage and disrepair.

Water Damage Claim in Florida Winter Home Condo Unit

On October 25, 2016, a main water line was discovered to have burst in a 2nd-floor unit, allowing for large amounts of water to enter into the 1st-floor unit for an unspecified period of time. Water was pouring out of the ceiling light fixtures and air vents, causing direct physical damage to the kitchen cabinets,…

Hurricane Matthew: Flood Damage vs Water Damage

Hurricane Matthew: Water Damage vs. Flood Damage

As Hurricane Matthew made his way up the coast, he brought heavy rain’s and storm surge to the Daytona Beach, Saint Augustine and Jacksonville areas of Florida. When powerful winds knock down a tree that tears a hole in your roof, and water pours into your home, you have suffered water damage. When heavy rains…

Filing a Homeowner’s Insurance Claim for Kitchen Damage

Filing a Homeowner’s Insurance Claim for Kitchen Damage

As a homeowner, it is important to know where issues primarily arise in a home so that you can take measures to avoid them. Public adjusters in Parkland, Florida know that most Florida homeowners are concerned about hurricane damage since it is relatively unpredictable each year. Along with hurricanes, Florida homeowners worry about flooding from…

Pipe Burst Water Damage

What Causes Water Damage Insurance Claims?

Did you know that the majority of insurance claims come from water damage? Water damage can be a costly repair for homeowners, so knowing the prime sources of water damage in a home is the key to taking measures in order to prevent having to file a water damage insurance claim. Advocate Claims Public Adjusters…

Advocate Claims Successful Water Damage Claim

Bathroom Leak in Palm Beach: David’s Story

David experienced a bathroom leak from his family’s second floor bathroom.  The leak resulted in damage to the bathroom, upstairs carpeting, and the downstairs living room ceiling and walls.   David’s insurance company was quick to offer his family $4,749.00 for a total settlement.  After the deductible and depreciation was applied, David was left with a…

water damage claim case study

Water Damage in Stuart, FL: Virginia’s Story

Water damage is the second most common cause of homeowner loss, caused mainly by plumbing failures, freezing pipes, and storm damage. Water-related loss is responsible for over $5 billion in annual homeowner property losses each year, approximately 23% of all homeowner property losses. These figures are all too familiar for Virginia of Stewart Florida.  Hers…

Water Damage in Pensacola, FL: Doug’s Story

We recently spoke with Doug about his experience working with Steven Venook and the team at Advocate Claims Public Adjusters. Doug had purchased a three story home near the beach. Though it was a relatively new home, one day the air-conditioning on the third floor leaked, causing water and mold damage to all three floors…