Blog: Condo Insurance Claims

FEMA has labeled most areas in the state of Florida a flood zone. If you live in a condo in Florida, even if you are nowhere near water, chances are you live in a flood zone. In fact, 97% of all Florida communities participate in the National Flood Insurance Program. [http://www.floridadisaster.org/Mitigation/SFMP/Index.htm] While you may not…

With the seasons changing, people start stoking the home fires more. We’re lighting candles and cooking more as well as turning on lights earlier and keeping them on longer. It’s important to be mindful that these areas are also common sources of house fires. Here are 3 things to be mindful of as we head…

A Miami condominium association is suing its insurer, QBE Insurance Corp., and its Florida general managing agent, for more than $500 million in damages, claiming bad faith and deception in handling hurricane claims. Daniel S. Rosenbaum, the managing partner of Katzman Garfinkel Rosenbaum, LLP, in West Palm Beach, said his firm obtained a judgment against…

It’s been four years since Florida suffered through its worst hurricane season in recorded history — the 2004 quartet of Charley, Frances, Jeanne and Ivan, and a cumulative $42 billion in damage. Yet Citizens Property Insurance Corp. still has almost 2,000 unresolved homeowner-damage claims from that season and the 2005 storms. Now, several beachfront condominiums…

By Steven D. Venook, State Licensed Public Adjuster Documenting emergency repairs from windstorm or water damage requires a trained set of eyes and the experience and knowledge of how to best present a claim to your insurance company. It is not as simple as pulling out the master insurance policy and calling your insurance agent.…