Blog: Florida Insurance Companies

For the first time in five years, consumers are not having a pleasant experience when filing a property claim. According to the new J.D. Power 2016 U.S. Property Claims Satisfaction Study, consumers’ property claims experiences have decreased in terms of settlement, first notice of loss, estimate process, service interaction, and repair process. Advocate Claims Public…

When you buy homeowner’s insurance in Florida, you assume that the insurance company is on your side. You are paying the premium so that, should you need to make a claim, you and your personal property and building damages are covered. Right? Sadly, while that makes logical sense, it is usually not true. In the…

The insurance industry brings in tens of billions of dollars each year across the United States. Despite this, many policyholders in Florida and nationwide find that they don’t get the support or responsiveness they need when it comes time to file an insurance claim. The following are some of the common tactics insurance companies use…

As a homeowner you likely trust that your Parkland homeowners’ insurance policy was fully explained to you, that it hasn’t changed over time and that it offers adequate coverage in case of a disaster. However, studies show that most policyholders don’t periodically review their policies, and in fact may not even be sure of their actual…

If you live in Florida, you may be insured through Citizens Property Insurance, the largest provider in the state. Even if you don’t have homeowners’ insurance with Citizens, you’ve likely heard about the massive accumulation of legal fees the organization has sustained due to lawsuits filed for unpaid claims. Citizens denies a lot of claims…

Thanks to a dubious move by People’s Trust Insurance Co., thousands of South Florida hurricane coverage policies have been dropped and could have South Florida homeowners facing hurricane season without adequate a homeowners insurance coverage. The company recently purged a huge chunk of its policies, leaving homeowners scrambling to find other options. The justification provided…

As a south Florida resident, you may be feeling the effects of rising homeowners’ insurance costs, regardless of whether or not you’ve needed to file a claim. Far beyond the effects of inflation or fluctuations in property value, it seems that the rise in costs are intended to compensate for a rise in claims over…

After a denied homeowners’ insurance claim, one of your options is to seek a resolution using the insurance mediation program set up by the Florida Department of Insurance. This program is intended to allow home and business owners to get together with their insurance providers to work out disputes, most of which are related to…

When your home gets damaged as the result of a natural disaster, leaky roof, water damage, vandalism or more, it can be very stressful to make the necessary repairs to get your living spaces back in working order. This process becomes even worse if your home has been completely destroyed. There is a silver lining to…

If you own a home or property in Florida, you may be aware of the work of Citizens Property Insurance, a quasi-governmental entity that has provided insurance coverage to millions of residents in the state. However, recent efforts have been made to transfer many of these policies to private insurers, a process that hasn’t always…