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Recovering from a Flood: Post-Loss Checklist

Recovering from a Flood: Post-Loss Checklist

Flood damage is one of Florida’s top reported homeowner’s insurance claims, and is one that hit homes hard just last year in September 2015, when major flooding affected nearly all Delray Beach residents. When a tragedy like this occurs, it leaves many homeowners wondering what they should do in order to get their homes in…

Your Florida Condo and Flood Insurance

FEMA has labeled most areas in the state of Florida a flood zone. If you live in a condo in Florida, even if you are nowhere near water, chances are you live in a flood zone. In fact, 97% of all Florida communities participate in the National Flood Insurance Program. [http://www.floridadisaster.org/Mitigation/SFMP/Index.htm] While you may not…

Flood Damage vs. Water Damage: Do you know the difference?

While all homeowners have homeowner’s insurance, many don’t understand their homeowner’s insurance coverage. Homeowners need to know there are two types of insurance that deal with water damage – flood insurance and homeowner’s insurance. Losses not covered by one may be covered by the other; double check with your public adjuster for clarification. When choosing…

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