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Flood Damage vs. Water Damage: Do you know the difference?

While all homeowners have homeowner’s insurance, many don’t understand their homeowner’s insurance coverage. Homeowners need to know there are two types of insurance that deal with water damage – flood insurance and homeowner’s insurance. Losses not covered by one may be covered by the other; double check with your public adjuster for clarification. When choosing…

Understanding Flood Insurance & Water Damage Insurance in Florida

When you’re considering the range of coverage you’ll need under your Florida homeowners’ insurance policy, water damage is likely near the top of your list. Many homeowners make the mistake of thinking that any form of water damage is covered under the typical policy, but that’s not the case at all. Where the damage comes…

Florida Residents: Insurance Appraisal May Be the Answer for Unfair Insurance Offers!

If you are involved in an insurance dispute, it may seem like you have no other option but to settle for the small payout that the insurance company offers. When the amount that is offered doesn’t pay for the repairs to your home or business, it is simply unfair. After all, you had paid your…

THE FEMA FLOOD PROGRAM – A CULTURE OF ARROGANCE & LACK OF ACCOUNTABLITY

Flood Insurance Adjusters Enjoying Their “Government Authority” Too Much    Some of the FEMA flood adjusters working with Hurricane Sandy relief are experienced, but in times of crisis, when many hands are needed, you will find that most of them only took a short three-day course to learn how to handle claims. The certification program…

How to Make the Best of a Super Storm Sandy Insurance Claim

Mistakes to Avoid When Filing an Insurance Claim for Hurricane Sandy Any homeowner who was affected by Hurricane Sandy, will tell you that they wish they had video footage to prove what they had, and what it looked like, before the hurricane hit their home. It’s impossible to remember everything, and especially small details, when…

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