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Is Mold Covered Under My Insurance Policy?

Knowing what is covered under your homeowners insurance policy is crucial knowledge in the event of a disaster or damage. If your home falls victim to flooding, a water leak, or mold, knowing the source is extremely important for insurance purposes. When reviewing your insurance policy, you will want to double check the difference between…

Signs of Mold in a Weston Home

Mold is not something that people ever want in their home. It may cause allergic reactions, respiratory issues, along with the large amounts of damage that go hand in hand with mold. Mold thrives in dark, moist environments which means that oftentimes you can’t see it. If you have had any type of moisture issues…

Don’t Just Hire Any Stinking Public Adjuster

Insurance companies and restoration contractors often loudly voice the opinion that homeowners should never hire public adjusters — but did you ever wonder why? Perhaps it’s because they don’t want you working with someone who understands the industry. Public adjusters have a great deal of experience with the claims process, insurance policy law, construction and…

Hardball with Homeowners

Don’t ask Geoff Still about claims management. In October 2005, a hurricane nearly lifted the roof off his home in Coral Springs, Fla., drenching the interior with torrents of rain. Still, now 38 and the director of finance and operations at a local university, says he called his insurer, Universal Property & Casualty, the next…

What Are Your Mold Limits in your Insurance Policy?

By Steven David Venook Most standard Florida Home Owner Insurance Policy’s now cover mold (within defined limits) if mold resulted from a covered loss. Why did the insurance industry do this? Because, by now covering mold damage they have limited their financial exposure for mold claims by putting mold damage limits in your policy; and…

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