Blog: Water Damage

While all homeowners have homeowner’s insurance, many don’t understand their homeowner’s insurance coverage. Homeowners need to know there are two types of insurance that deal with water damage – flood insurance and homeowner’s insurance. Losses not covered by one may be covered by the other; double check with your public adjuster for clarification. When choosing…

Before purchasing Homeowner’s Insurance, it’s important to be an informed and well-read consumer as certain types of damage, such as water damage from storm flooding, are not typically not covered by standard homeowner’s insurance. It is also equally as important for homeowners whom have just suffered any form of property damage to review their policy,…

Mold is not something that people ever want in their home. It may cause allergic reactions, respiratory issues, along with the large amounts of damage that go hand in hand with mold. Mold thrives in dark, moist environments which means that oftentimes you can’t see it. If you have had any type of moisture issues…

In South Florida hurricane season is just like all of the other seasons: winter, spring, summer, hurricane, and fall. It is something that residents have to accept as a fact of life, seeing as Florida gets hit with so many hurricanes. The natives of Florida know the drill when it comes time to get everything…

One thing that many people do not realize is that maintaining an air conditioning unit is a lot of work. The good news is that with regular upkeep and good overall maintenance, you can save yourself a lot of future headaches. The biggest mishap that can lead to water damage can be prevented much easier…

Before the introduction of PVC piping in the 1970s, cast iron pipes were the standard for home plumbing and sewage removal. While this may seem like a long time ago, many houses throughout Florida and across the United States still have the original cast iron plumbing in them. This has become a growing concern among…

A plumber is the right professional to call in the event of a plumbing leak or sewer backup in Lighthouse Point, FL. However, you should never expect your plumber to handle your insurance claim for you. In fact, having a plumber work on anything other than the immediate repairs — the ones that are required…

When you’re considering the range of coverage you’ll need under your Florida homeowners’ insurance policy, water damage is likely near the top of your list. Many homeowners make the mistake of thinking that any form of water damage is covered under the typical policy, but that’s not the case at all. Where the damage comes…

Insurance companies and restoration contractors often loudly voice the opinion that homeowners should never hire public adjusters — but did you ever wonder why? Perhaps it’s because they don’t want you working with someone who understands the industry. Public adjusters have a great deal of experience with the claims process, insurance policy law, construction and…

When you examine the rising rates of insurance policies in the Florida and across the U.S., many homeowners worry about potential rate hikes and what will happen if they actually need to file a claim. Many people think that if you avoid filing claims and don’t miss payments to your insurance company, everything is under…