What Causes Water Damage Insurance Claims?

Did you know that the majority of insurance claims come from water damage?

Water damage can be a costly repair for homeowners, so knowing the prime sources of water damage in a home is the key to taking measures in order to prevent having to file a water damage insurance claim. Advocate Claims Public Adjusters in Coconut Creek are licensed and insured to handle all of your homeowner’s insurance claim needs. Our public adjusters cannot only help you file a water damage insurance claim if necessary, but also provide a list of the prime sources of water damage in a home so that you can work on securing the areas/appliances in order to prevent water damage as much as possible.

1. Air Conditioning: Moisture can accumulate in air conditioners, causing moisture pools in the ducts; this results in costly water damage to floors and walls.

2. Pipes: Much like air conditioning ducts, water pipes run throughout your home, so making sure that they are never backed up, clogged, or out-of-date is the key to preventing water damage. Licensed public adjusters in Coconut Creek recommend that you make sure that your water pipes are up to current safety codes. Code updates are not typically covered in insurance claims, so in the unfortunate event that you have to file a water damage insurance claim, your insurance company may not pay for the cost of repairs that includes updating water pipes to code. **specify which pipes

3. Washing Machine: If your washing machine seems to have even the slightest leak, make sure to get it checked out by a professional. A pinhole leak in a washing machine can result in a flood and a water damage insurance claim. Check your manufacturer’s packet and warranty to see what your options are.

4. Dishwasher: If you have ever turned on your dishwasher and noticed that it is leaking, just like your washing machine, you will want to check your warranty and have a professional sent out to fix whatever the issue is. Typically, a dishwasher leak causes water damage due to the supply or discharge line leaking. Set up a routine inspection of the connections and hoses in order to save yourself from having to file a water damage insurance claim.

Other prime sources of water damage in a home are: blocked sink drains, gutters, refrigerators and ice makers, water heaters, toilets, plumbing, and heating systems. Advocate Claims recommends having all appliances checked at least once a year in order to make sure that their connections are clean and their hoses or pipes are not blocked. Regardless of the source of water damage in your home, if you have to file a water damage insurance claim, Advocate Claims is a public adjusting agency in South Florida that offers no recovery-no fee services and no obligation consultations. Contact us today for more information on how to properly handle a water damage insurance claim.