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Common Sense Tips for 2013 Hurricane Season

 Forecasts Predict 2013 Hurricanes to be Worse Than Expected! The forecasts are predicting more than our fair share of hurricane and storms in 2013. As many as 18 tropical storms are predicted, with 9 scheduled to become hurricanes! With recent disasters in New Jersey, New York, Georgia and Florida, Now is the time to prepare…

Florida Allows State Farm to Scrap Some Insurance Discounts

State Farm Florida has been given the green light to eliminate some homeowners insurance discounts but the insurer must continue to offer discounts for storm mitigation steps taken by insureds unless it supports that change with more information. The Florida Office of Insurance Regulation (OIR) has approved a State Farm filing to eliminate discounts for…

Do You Need a High-Value Homeowner’s Policy?

Standard homeowner’s insurance policies offer sound financial protection for most people. However, those who own large homes that would cost upwards of $500,000 to rebuild may have special coverage needs for which the standard policies were not designed. Such homeowners may own expensive jewelry or have costly business equipment at home, or they may be…