When Should You Hire a Public Adjuster?

When damage occurs to your property, such as your home, building, or business, it can be a little overwhelming — and you may feel like the situation has gotten out of hand. Further complicating the situation is the fact that you may not get the timely response you need and deserve from your Florida insurance provider.

In these circumstances, it can be very helpful to seek the advice of a third party who has knowledge and experience in the homeowners’ insurance industry. Many home and business owners in our state have never heard of a public adjuster before, but these professionals help hundreds of thousands of people each year get what they need from their insurers. Public adjusters are required to be licensed by the Florida Department of Financial Services (part of the Florida Department of Insurance), and carry a $50,000 bond. They are highly regulated in Florida and 46 other states.

The following are some common situations in which you may appreciate the helpful guidance of a Florida public adjuster:

• Your policy is (or seems) incomprehensible: In the age of do-it-yourself and self-sufficiency, you may feel that filing an insurance claim is something you should just figure out yourself. People do it all the time, right? Frankly, however, insurance policy language can be very complex and involve nuances that you may not be able to catch and understand without industry knowledge.
• You are short on time: Settling homeowners’ insurance claims can be a time-consuming process, and it can be difficult to find the time in your busy schedule to take care of everything involved. Trying to fix the damage to your home and get back on track is stressful enough without having to deal first-hand with the complex claims process.
• Your insurance claim or process seems off: The claims process takes time, so your homeowners’ insurance company may not compensate you right away. However, if your claim seems to be taking way too long, you shouldn’t hesitate to ask a public adjuster for advice.

If any or all of these factors apply to you, or you simply feel overwhelmed and need help, it may be time to take a step back and hire a public adjuster. These professionals have extensive knowledge and experience in the industry and are motivated solely to work on your behalf to get a fair, timely settlement for your claim.

Advocate Claims Public Adjusters assist home and property owners throughout Florida, including the communities of Boca Raton, Fort Lauderdale, West Palm Beach, Lake Worth, Hollywood, Deerfield Beach and Pompano Beach. Call us at 888-433-4403 or contact us online today.