Blog: Citizens Property Insurance

This year, Floridians have been blessed with a hurricane-free season. However, many policyholders with Citizens Property Insurance are finding that the state’s largest insurance provider is less than willing to provide compensation for water damage caused by factors other than flooding, including burst pipes. Because of this, there has been a surge in lawsuits against…

(Good for attorneys, but bad for customers!) Advocate Claims Public Adjusters just had another victory against Citizens Insurance Corporation. Our customer, Doug K., had significant water damage to his home from a 250 gallon salt water fish tank. The water poured out so furiously, it even caused a small electrical fire in his home. The customer, Doug, called his insurance company and…

Since the last serious hurricane seasons of the mid-2000s, Citizens Insurance Corporation has spent $2.7 billion in legal fees in litigation against its own policyholders. Furthermore the Florida Legislature has given Citizen’s a free pass to abuse its customers. Citizens was granted immunity from the bad faith laws, which are supposed to protect the consumer…

Avoid Having Your Claim Denied Public Adjuster Offers a Better Insurance Claim Experience Created in 2002 from two existing state-backed insurance pools, Citizens Property is now Florida’s largest property insurer with nearly 1.5 million policies with almost 24% of Florida homes, condos and businesses insured. Most of these policies are properties located in South Florida.…

A state audit released in January could spark a fierce legislative battle this spring and raises additional concerns about the viability of both Citizens Property Insurance Corp. and the Florida Hurricane Catastrophe Fund (Cat Fund). State auditors found that Citizens’ policyholders who hire public adjusters wind up getting more money for their claims than those…