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Florida’s Peninsula Insurance Ready to Write State Farm Policies
Florida Peninsula Insurance Co., a Boca Raton-based domestic insurer writing homeowners, condo and renters policies statewide, said it is prepared to insure up to 100,000 State Farm Florida customers as that insurer withdraws from the state. Peninsula said it is ranks fifth among domestic writers and in the top 10 of all companies offering multi-peril…
New Building Codes Can Leave You Under-Insured
The owner of a commercial building may believe that replacement cost insurance coverage on the building is sufficient to protect her from financial loss. After all, she took the insurance agent’s advice and bought enough insurance to pay for repairing or replacing the building if it were completely destroyed. However, this may be a false…
Do You Need a High-Value Homeowner’s Policy?
Standard homeowner’s insurance policies offer sound financial protection for most people. However, those who own large homes that would cost upwards of $500,000 to rebuild may have special coverage needs for which the standard policies were not designed. Such homeowners may own expensive jewelry or have costly business equipment at home, or they may be…
Condos Say State Insurer Owes Them Millions for 2004 Hurricane Damage
It’s been four years since Florida suffered through its worst hurricane season in recorded history — the 2004 quartet of Charley, Frances, Jeanne and Ivan, and a cumulative $42 billion in damage. Yet Citizens Property Insurance Corp. still has almost 2,000 unresolved homeowner-damage claims from that season and the 2005 storms. Now, several beachfront condominiums…
Why a Licensed Public Adjuster is a Community Association’s First Line of Defense in Documenting a Credible and Supportable Insurance Claim
By Steven D. Venook, State Licensed Public Adjuster Documenting emergency repairs from windstorm or water damage requires a trained set of eyes and the experience and knowledge of how to best present a claim to your insurance company. It is not as simple as pulling out the master insurance policy and calling your insurance agent.…
Rep. Taylor Blasts Insurers Over Storm Claims Handling
BY MATT BRADY NU Online News Service Rep. Gene Taylor, D-Miss., came out swinging against insurance companies yesterday during a hearing on legislation he authored to expand the National Flood Insurance Program to offer windstorm coverage. In testifying before the House Financial Services subcommittee, Rep. Taylor showed the panel before and after pictures of five…
Advocate Claim Service Newsletter June 2007
Three Questions to Determine Whether Your Home Is Properly Insured. Tips for Buying Homeowner’s Insurance. Don’t Wait Until It’s Too Late to Dust Off Your Homeowner’s Policy.
Fla. Plaintiffs Settle with State Farm on Hurricane Damaged Screen Enclosures
A Broward County Court has approved a class action settlement on behalf of more than 12,000 State Farm Insurance policyholders in Florida who will receive 100 percent of the damages they requested in a $6.8 million settlement of claims filed last year in which they alleged the insurer refused to pay replacement costs of screen…
Condominium Association and Home Owner Association Claims
Advocate Claim Service is well known for obtaining maximum claims recovery for Condo Associations of all sizes. As State Certified Licensed Public Adjusters we can serve the needs of any Property Management Company of Condominium Association anywhere in Florida. We understand the important role of property managers and their responsibilities to the communities they represent. While results…
Serving a Wide Spectrum of Business & Commercial Claims
Commercial claims adjusting requires an experienced adjuster with knowledge of your industry or business category. At Advocate Claims Service, in addition to our expertise in serving Property Managers and Condominium Associations, we are skilled in these commercial categories: Hotels & Motels – roof damage from windstorm and water and flood are common especially with facilities…