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Advocate Claim Service Newsletter July 2006
Uncovering Common Misconceptions about Flood Insurance Coverage. It’s My Condominium, Do I Need Coverage? Protecting Your Home from Strong Winds. Protect Yourself When Taking on a Remodeling Project
Advocate Claim Service Newsletter March 2006
It is with great satisfaction that we bring this newsletter to you. In this issue and in coming months, we will discuss pertinent insurance topics which may affect you. We sincerely hope that you will find this newsletter informative and please do not hesitate to contact us should you have any questions or needs. This…
Poe Group of Insurers had Most Complaints
By RANDY DIAMOND TAMPA – Three Tampa-based homeowner insurance companies that form Poe Financial Group have received almost 1,700 complaints from consumers who suffered damage from 2005 hurricanes, the highest number of complaints in Florida, state officials say. What remains unclear is how many of the cases – mostly centering on complaints about unsatisfactory compensation…
Klein Calls for Direct Election of Insurance Commissioner
Klein: Commissioner Needs to Have “Real Authority” and Accountability For Immediate Release State Senator Ron Klein (D-Boca Raton) today announced that he will pursue legislation to create a directly elected insurance commissioner. This legislation would put the question of amending the Constitution to create the new post in the hands of Florida’s voters. Klein said…
Citizens, spinoffs top 2005 complaint list
TALLAHASSEE — Citizens Property Insurance and its spin-off insurance companies again lead the state in hurricane-related complaints — though the industry as a whole is drawing less fire than last year. Regulators show Florida’s insurer of last resort has incurred more than five times the number of complaints against Florida’s largest private insurers, State Farm…
Re-Open your Hurricane Wilma Insurance Claim
Even after you have received your insurance check, you can re-open your claim? Contact Advocate Claim Service, to see if you received a fair settlement. Under Florida Law you have the legal right to hire your own insurance adjuster. Your insurance company wants you to think their company adjusters are your best friend and that…
Public Claims Adjusters can Level the Playing Field for You
By Insure.com Say your house has just been badly damaged by an earthquake, fire, or other calamity. You can’t remember the last time you looked at your home insurance policy. Do you know what you’re entitled to? Unfortunately, most people don’t know the details of their policies because they are chock full of legalese. However,…
The Florida Department of Insurance Dictate Public Adjuster Fees
By Steven D. Venook. Florida licensed Public Insurance Adjuster’s are the only professionals besides attorney’s who can negotiate an insurance settlement. The Florida Department of Insurance determined that a ten percent fee was needed for the protection of the public and created an emergency order signed by Tom Gallagher, Chief Financial Officer. This emergency order…
Lessons Learned from Last Years Hurricanes in Florida
By Steven D. Venook Most insurance company’s claim departments were under staffed, their adjusters were poorly trained, and this delayed your claim settlements. What has changed? Nothing! The Florida Department of Insurance seemed to solicit and welcome emergency claim adjusters. Many of these adjusters had no prior claim experience they may have been tending bar…
Hurricane Preparedness & Disaster Planning From an Insurance Perspective
By Steven David Venook Congratulations! All your family and friends survived Hurricane Katrina, with no personal injuries. But your home, condominium, or commercial building may not have been so lucky. Now comes the rebuilding of your life and property. The first thing you do is contact your insurance agent and notify them of your claim.…