Blog
Protect Your Work in Progress with an Installation Floater
The materials that a contractor brings to a job site are subject to numerous perils in a variety of locations. The contractor might take delivery of them at his main location and store them for a period of time. At some point, he will transport them to a job site where they may again sit…
Tips for Preventing Electrical Fires
Believe it or not, there’s a powerful source of fire right inside your home: electricity. From old defective wiring to overloaded outlets, there are electrical fire hazards everywhere we turn. As a matter of fact, more than 40,000 residential fires are caused each year by faulty electrical wiring, according to the United States Consumer Product…
What Protection Do You Have Against Employee Theft?
Most business owners have heard that employee theft is on the rise, but the actual statistics are far more alarming than most realize. The U.S. Chamber of Commerce says that $50 billion dollars are lost annually due to employee theft and fraud, and that 20% of all businesses fail due to internal theft and fraud.…
Companies Have Resources to Address Problem of Heavy Equipment Theft
The problem of equipment theft has increased steadily in recent years. However, an expanding array of services is available to help companies better manage and contain the risks associated with equipment theft. Losses from equipment theft are growing, with an annual increase of up to 20 percent in the value of equipment stolen since 1996,…
Tips on Protecting Your Business from a Natural Disaster
If your company experiences a disaster, do you have an adequate recovery plan in place? According to the Contingency Planning Research Strategic Corporation, 43% of U.S companies that experience a natural or man-made disaster never re-open and another 29% of businesses will close within 2 years. According to a Touche Ross study, the survival rate…
Insuring your home against disaster
(Money Magazine) — If last fall’s devastating California wildfires weren’t enough of a wake-up call, consider this: Nearly 60% of homes nationwide don’t carry enough insurance coverage to be fully rebuilt. On average those homes are underinsured by 21%. To give yourself a chance of being made whole, follow these steps before and after disaster…
Fight Computer Desk Aches and Pains
In the past, office workers were frequently on the move—whether they were bending over to place documents in a filing cabinet, running off to a client meeting, walking to the storage closet to locate records or strolling to their office mailbox. But this old-school way of working is now ancient history. In today’s high-tech, digital…
Chubb Offers Coverage to Upgrade Green After Home Loss
If a home is damaged or destroyed, homeowners may want to rebuild with green materials and processes, but the additional cost can be prohibitive. Now, homeowners can obtain insurance through the Chubb Group of Insurance Cos. that will pay to rebuild using environmentally-friendly materials, low-impact processes and ultra-efficient heating and cooling technology after an insured…
Northern Capital Looking to Write State Farm Florida Insureds
Northern Capital Insurance Group, a Florida-based homeowners, commercial and auto insurance provider, said it is prepared to insure 50,000 State Farm Florida customers as that insurer withdraws from the state’s property insurance market. Northern Capital began writing homeowners policies in Florida in August, 2006. the company said it currently provides $20 billion of insurance coverage…
Flood Insurance for Your Business
Floods can strike anywhere at any time and with almost no warning. Pictures of submerged land are common on the television news. Hurricanes Katrina and Rita in 2005 caused massive flooding in the south, but devastating floods have also attacked the Midwest, Mid-Atlantic states and New England in recent years. According to the Federal Emergency…