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Hurricane Ian Damage

Uncover the Truth Behind the OIR Hurricane Ian Claims Statistics

Did you have Hurricane Ian property damage? Should you trust the Florida Office of Insurance Regulation insurance claim statistics? Not if your claim was underpaid or closed without payment! Data as of January 20, 2023 “According to OIR’s hurricane claims reporting, Ian resulted in about 475,000 residential damage claims; 75% are closed, leaving about 60,000 still…

Flood vs Hurricane Claims

Major Differences Between Flood Insurance Claims & Hurricane/Windstorm Insurance Claims

Policyholders often confuse Flood Insurance Claims with Windstorm or Hurricane Insurance Claims. The damages covered and how the claims are handled are very different between Flood Insurance & Hurricane / Wind Insurance. Flood Insurance has a few standardized policies, whereas every Hurricane / Wind insurance policy is different. Each insurance policy must be carefully reviewed…

Hurricane Ian

Hurricane Ian – Insurance Claim Do’s & Don’ts

Insurance Claim Do’s Photograph your insurance policy declarations pages with your phone Photograph or video roof, home interior & personal property BEFORE a hurricane Photograph or video roof, home interior & personal property AFTER Hurricane Make temporary repairs only to prevent further damages i.e. Tarp roof, dry-out water Report claim to insurance company. Get claim…