Author Archives: Advocate Claims Public Adjusters

Replacement Cost: 4 Tips for Determining Adequate Insurance Coverage

Adequate coverage and knowledge of what your possessions and your home are worth is essential. If you are the victim of a severe storm, a fire, a robbery or another incident that leads to the loss of your property, you need to make sure that you have enough coverage to make sure that you are made […]

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Don’t Just Hire Any Stinking Public Adjuster

Insurance companies and restoration contractors often loudly voice the opinion that homeowners should never hire public adjusters — but did you ever wonder why? Perhaps it’s because they don’t want you working with someone who understands the industry. Public adjusters have a great deal of experience with the claims process, insurance policy law, construction and […]

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Case Study: Water Damage and Insurance Complications in Davie, Florida

When you examine the rising rates of insurance policies in the Florida and across the U.S., many homeowners worry about potential rate hikes and what will happen if they actually need to file a claim. Many people think that if you avoid filing claims and don’t miss payments to your insurance company, everything is under […]

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Christmas Tree Fire Safety Tips for Homeowners in Florida

Christmas trees are a staple of the holiday season for many homeowners in south Florida. However, in the context of celebration, priorities tend to shift away from good safety practices in an effort to have the best décor possible for friends and family to enjoy. It’s important to consider all of the extraneous factors taking […]

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Happy Thanksgiving – Avoid Being Gobbled Up in an Insurance Nightmare

As Thanksgiving approaches, you likely have a long list of tasks to accomplish before your family sits down for the holiday dinner. But if you’re hosting this year, there’s one more thing you should add to the list: documenting your personal property and assets. This is because a recent study by State Farm Insurance shows […]

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What Can Florida Policyholders Learn from Hurricane Sandy Victims Not Satisfied with Insurance Claims?

Most people expect that when a natural disaster hits their home or property, their insurance company will be right there to get you the compensation you need to make repairs. However, that’s not always the case. In many situations, especially after a big storm that damages thousands of homes, insurance companies are reluctant to pay […]

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Tips for Handling a Vandalism Insurance Claim in Miami

The Most Common Types of Vandalism No one wants to wake up to a vandalized home or return from vacation to find broken glass, graffiti other damage to your property. It leaves you both frustrated and vulnerable, and your mood likely won’t improve when you try to file an insurance claim for vandalism. You may […]

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Mold Can Cause Serious Ongoing or Undetected Health Problems!

Residents of households with mold or indoor contaminants can be seriously affected by mold spore growth. This can cause respiratory infections, as the indoor air quality of your home is compromised. Indoor air pollution is a real contaminant that can make you sick! If you are experiencing problems, at home or at the workplace, you […]

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Choosing Insurance: Agent or Policy?

Insurance companies want you to believe that agents and claims adjusters are the people you should trust when filing a claim for damage to your home, property or business in the South Florida. They’re just your friendly, local insurance folks who have only your best interests at heart, right? Unfortunately, that’s not usually the case […]

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Poor Insurance Claim Handling by Citizens Insurance of Florida

(Good for attorneys, but bad for customers!) Advocate Claims Public Adjusters just had another victory against Citizens Insurance Corporation. Our customer, Doug K., had significant water damage to his home from a 250 gallon salt water fish tank. The water poured out so furiously, it even caused a small electrical fire in his home. The customer, Doug, called his insurance company and […]

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