Author Archives: Advocate Claims Public Adjusters

How to Make the Best of a Super Storm Sandy Insurance Claim

Mistakes to Avoid When Filing an Insurance Claim for Hurricane Sandy Any homeowner who was affected by Hurricane Sandy, will tell you that they wish they had video footage to prove what they had, and what it looked like, before the hurricane hit their home. It’s impossible to remember everything, and especially small details, when […]

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New Jersey Public Adjuster is On Your Side!

A public adjuster is an insurance claims adjuster who can be directly hired by policy holders to help them through the process of filing an insurance claim. One of the main reasons that many people hire a public adjuster of their own is because of the simple fact that the public adjuster is working for […]

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Who is Your Hurricane Sandy Insurance Adjuster?

Advocate Claims Public Adjusters

Who do they REALLY work for? Did you know that your flood policy states that “The insurance adjuster whom we hire to investigate your claim may furnish you with a proof of loss form, and she or he may help you complete it. However, this is a matter of courtesy only, and you must still […]

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Hurricane Victims: Read This Before You Settle Your Insurance Claim!

What a Public Insurance Adjuster Can Do For You When a disaster occurs at your home or business, where do you begin as you sort through the mess and decide what to do next? When acts of nature greatly affect your homestead or business, how should you proceed? After a natural disaster occurs, such as […]

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New Jersey Hurricane Sandy Insurance Claim Headaches?

Take two aspirin & call me in the morning!              Having your life disrupted by Hurricane Sandy damages to your home or business is bad enough, but now you have to endure the lengthy and stressful ordeal of getting properly reimbursed by your insurance company.  Company insurance adjusters and independent adjusters, have probably experienced a natural […]

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Hurricane Sandy Victims: Don’t Settle On the First Offer!

Hire a Professional Haggler to Help You Settle Your Claim  Ask yourself this question: Do you think that you always get the best price on everything on the         first try?  Of course not!  Insurance companies won’t typically give you their best offer at their initial presentation, either. A Good negotiator will hold out to see […]

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What Type of Insurance Do You Have: Replacement Cost or Actual Cash Value Insurance?

Do you know the difference in total replacement cost of an item, and the cash value of an item? Let me explain… Let’s say you own a nice home in the outskirts of the city. You fix it up, live it in, and keep up all repairs. One day a storm blows in, and your […]

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Was Your Hurricane Sandy Insurance Claim Too Low?

Are You Really Sunk from Hurricane Sandy? You still have time to fix the damage from Hurricane Sandy to your home and your life, if you act fast! If you’re unhappy with your insurance claim offer, please know that you still have options under your flood and home owner’s insurance policy! You have options that […]

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Filing a Florida Insurance Claim with USAA Casualty Insurance Company – Florida Public Adjuster

Beat the Insurance Companies at Their Game – Hire a Public Adjuster Do you have a property loss claim to file with USAA Casualty Insurance Company?  Unlike another USAA company, United Services Automobile Association, which is much larger, USAA Casualty services only 1.1% of the Florida property insurance policies held by 64,314 policyholders, and is […]

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Filing a Florida Insurance Claim with Southern Oak Insurance Company – Florida Public Adjuster

Beat This Mediocre Company at its Own Game – Hire a Public Adjuster Southern Oak Insurance Company is based in Florida and provides a very folksy Web site that claims to provide exceptional service, but the company actually received worse than mediocre ratings in the Sun Sentinel’s article comparing Florida insurance companies. Southern Oak received […]

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