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Will My Rates Go Up if I File a Claim?

Will My Homeowners Insurance Rates go up if I File a Claim? Many homeowners across Florida worry that simply filing a claim after years of having insurance coverage, will cause an increase in their Homeowners Insurance Premiums.  Regretfully, the fear is legitimate for Floridians.  Thankfully, there are ways to avoid problems and expensive increases in…

Warning Insurance Company Engineers

Warning – Insurance Company Engineers are Not Your Friends. Recently, insurance companies were ordered by federal judges in New York and New Jersey, to turn over multiple versions of engineering reports that were allegedly falsified and used to deny claims. This marks the first time a wide-spread action has happened legally, to trap the insurance companies in the bad faith efforts…

Top Causes of Home Fires

The National Fire Protection Agency estimates that U.S. fire departments respond to over 370,000 home fires each year.  These fires cause over 2,500 civilian deaths, over 13,000 injuries, and over $7 billion in property damage, each year. According to the NFPA, “Cooking equipment is the leading cause of home structure fires and non-fatal home fire…

Result from Water Damage in Boynton Beach FL: Janet’s Story

Water damage affects thousands of homes, nationwide, each year.  Janet of Boynton Beach, Florida recently engaged Advocate Claims’ Public Adjusters for her water damage insurance claim. “Our jacuzzi tub had leaked which went unseen for a period of time.  With water and mold damage to the floor and subflooring, the master bathroom, master closet and…

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