Blog: Hurricane
Hurricane Sandy Insurance Claim Tips
It pays to be prepared for a hurricane, even it only passes us by in South Florida. Large storm systems can dump huge quantities of water on to surrounding areas testing and finding any weakness in your roof and property. Be a smart policy holder! Take photographs of your home, condominium, building, business and all…
Hurricane Isaac Insurance Claim Reporting Phone Numbers
Policy holders have the right to contact a Public Adjuster to help them that the onset of the insurance claim. Out of town residence and absentee owners with damaged Florida properties can get local guidance by using a licensed public adjuster. The first instinct may be to drive or fly down to Florida to look…
Hurricane Isaac Insurance Claims Preparation Checklist
With Hurricane Isaac potentially on our doorstep, now is the time to get ready in case your home is damaged from the storm. Even if Hurricane Isaac passes over the Keys severe weather can still effect parts of Miami and Broward County and across to Naples and Fort Myers. So take 5 minutes to review…
Will the Growing Abuse by Florida Property Insurance Companies Ever End? Apparently, It’s in the Hands of the Voters
The Fort Lauderdale Sun Sentinel’s regular insurance reporter, Julie Patel wrote this week (June 28, 2012) that Florida-based home insurers reported a net income (that’s after they deducted their expenses) of nearly $78.7 million in the first quarter of 2012. This was reported by Florida Insurance Commissioner Kevin McCarty, who should not be able to…
Florida Supreme Court Ruling is a Major Win for Property Insurance Consumers
Lobbyists for the Florida property insurance industry are continually trying to curtail access to public industry adjusters for policyholders by convincing lawmakers to pass all sorts of restrictive laws. In a long-standing case that had reached the Florida Supreme Court, policyholders finally won the right to be solicited within the first 48 house after a…
Tropical Storm Debbie: Residents May Not Recover the Full Value of their Insured Items without the Proper Proof
We have all seen TV video of the horrible flooding and water damage caused this week throughout the Gulf Coast’s northern counties and panhandle of Florida. While the wind was never quite bad enough to become a major factor in the damage, four days on end of torrential rain resulted in unprecedented flooding and loss…
Key Facts, Common Myths About Protecting Homes from Hurricanes
With weather forecasters calling for a worse-than-average 2010 Atlantic basin hurricane season, the Institute for Business & Home Safety (IBHS) is advising property owners on the most effective ways to protect their homes and businesses from hurricane damage. IBHS is also trying to dispel some common myths about hurricane preparedness. Forecasters predict 15 named storms…
After-Storm Advice for Roof Repair
By Jennifer Reich, Elk Marketing Specialist Dallas — During the worst storms you can board up windows and doors around the exterior of your home, but you can’t board up your roof. Mother Nature can wreak havoc on your roof, one of the most exposed parts of your home. But, how do you know if…
Miami Condo Association Sues QBE Insurance Over Hurricane Claims
A Miami condominium association is suing its insurer, QBE Insurance Corp., and its Florida general managing agent, for more than $500 million in damages, claiming bad faith and deception in handling hurricane claims. Daniel S. Rosenbaum, the managing partner of Katzman Garfinkel Rosenbaum, LLP, in West Palm Beach, said his firm obtained a judgment against…
Mississippi Court Rules Home Insurance Policy Covers Hurricane Wind Damage
In a 9-0 decision, the Mississippi Supreme Court has ruled that so-called “all-risk” home insurance policies may cover wind damage from hurricanes, even in situations where the loss is later exacerbated by water from storm surge. The state high court decision found that language in a policy may exclude storm damage when it is caused…