Blog: Public Insurance Adjuster

If you’re like many homeowners in south Florida, you’ve likely spent a lot of time making your kitchen the perfect place to cook and serve meals. Perhaps you’ve redone your cabinets, invested in granite countertops or installed an island, complete with a new stovetop. The kitchen is a focal point of any home. It’s where…

When damage occurs to your property, such as your home, building, or business, it can be a little overwhelming — and you may feel like the situation has gotten out of hand. Further complicating the situation is the fact that you may not get the timely response you need and deserve from your Florida insurance…

Insurance companies and restoration contractors often loudly voice the opinion that homeowners should never hire public adjusters — but did you ever wonder why? Perhaps it’s because they don’t want you working with someone who understands the industry. Public adjusters have a great deal of experience with the claims process, insurance policy law, construction and…

The shock of a home invasion in South Florida can make homeowners feel violated, unsafe and afraid to stay in their own homes. You want to be able to move on with your life and get the damage done to your house fixed as soon as possible. Unfortunately, many Florida insurance companies don’t see the…

It’s a fact! The results are in from 2010 Governmental report on Citizens Insurance Corporation stating this truth. It states that policy holders that used public adjusters received settlements that were as much as 747% HIGHER than if the policy holder had used the Citizens Insurance Adjusters alone! (Source: OPPAGA Report, 10-06) The reason we…

Who do they REALLY work for? Did you know that your flood policy states that “The insurance adjuster whom we hire to investigate your claim may furnish you with a proof of loss form, and she or he may help you complete it. However, this is a matter of courtesy only, and you must still…

Hire a Professional Haggler to Help You Settle Your Claim  Ask yourself this question: Do you think that you always get the best price on everything on the         first try?  Of course not!  Insurance companies won’t typically give you their best offer at their initial presentation, either. A Good negotiator will hold out to see…

What you would think would be a simple water damage insurance claim took three years to get properly settled. This semi retired couple had water damage from a broken pipe to their home. They promptly reported their insurance claim to St Johns Insurance Company. Then their problems started. St Johns sent out an independent adjuster who had a know it all attitude, but little experience in handling insurance claims. They offered a very low amount of thirteen thousand dollars to repair the damaged laundry room, kitchen, hall bathroom, living room, den, master bathroom, and master bedroom.

First, let me introduce myself. I am Steven Venook, a public insurance adjuster. My company, Advocate Claims Public Adjusters, has been in business since 2002, after I spent nearly 5 years working as a claims adjuster and learning about the industry’s tricks while inside the insurance industry. What is the difference between claims adjusters? An…

Are you about to file a Miami insurance claim for damage to your residential or commercial property? If so, you should read this important information before you contact your insurance company. Before I tell you anything else here, please understand that if we don’t get you a settlement, you don’t pay us a dime. Please…