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When damage occurs to your home due to a severe storm, burst pipe, leaky roof, vandalism or some other disaster, it’s difficult to know where to turn for help. You may be weary about going directly to your insurance company, as there’s no guarantee you’ll receive fair compensation to cover the necessary repairs. In these…

If you’ve had to file an insurance claim in Florida after damage occurs to your home, you may be like thousands of other homeowners in our state — the process was much more stressful than you initially thought it would be. Worse yet, at the end of the back and forth, it’s very possible that…

If you’re like many homeowners in south Florida, you’ve likely spent a lot of time making your kitchen the perfect place to cook and serve meals. Perhaps you’ve redone your cabinets, invested in granite countertops or installed an island, complete with a new stovetop. The kitchen is a focal point of any home. It’s where…

Of all the natural disasters that can happen in Florida, homeowner’s are concerned with hurricanes not sinkholes. Although they are fairly rare, they do happen — causing a great deal of damage to homes and buildings. In fact, our state experiences the most sinkholes than any other in the country, and many people find out…

If you own a home or property in Florida, you may be aware of the work of Citizens Property Insurance, a quasi-governmental entity that has provided insurance coverage to millions of residents in the state. However, recent efforts have been made to transfer many of these policies to private insurers, a process that hasn’t always…

Of all the natural disasters South Florida residents need to worry about, lightning may not be at the top of the list. You might wonder if it’s something you should really consider when choosing a homeowners’ insurance policy. The answer is yes. Lightning strikes can cause substantial damage alone, but are also likely to cause…

As a homeowner who carries property insurance, you probably think about the various issues that your policy will cover, with most of them being out of your control. These include natural disasters, wind or water damage, and vandalism. While these issues account for a large portion of the claims filed with Florida insurance companies, it’s…

If you live in South Florida, you may be concerned with your home’s ability to sustain damage if a natural disaster hits or you experience a burst pipe or leaky roof. However, there is one more troublesome issue you should consider that is fairly common in our region — vandalism. Vandalism may include broken glass,…

When damage occurs to your property, such as your home, building, or business, it can be a little overwhelming — and you may feel like the situation has gotten out of hand. Further complicating the situation is the fact that you may not get the timely response you need and deserve from your Florida insurance…

When you’re considering the range of coverage you’ll need under your Florida homeowners’ insurance policy, water damage is likely near the top of your list. Many homeowners make the mistake of thinking that any form of water damage is covered under the typical policy, but that’s not the case at all. Where the damage comes…