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6 Steps to Take After a House Fire in Florida

After a house fire, there will likely be a number of things going through your mind — and all at once. It’s easy for people in this situation to become flustered and feel lost. However, despite the devastating nature of house fires, there are some steps you can take to help minimize the impact on…

Protecting Your Property from Vandalism in Florida

There are a number of ways your home could sustain damage, including a burst pipe, storm damage, a leaky roof and other problems caused by environmental hazards. However, another major concern for homeowners is vandalism in Florida, which makes up a significant percentage of insurance claims in our state. In most cases, vandalism occurs when…

Why the Florida Insurance Mediation Program Doesn’t Work

After a denied homeowners’ insurance claim, one of your options is to seek a resolution using the insurance mediation program set up by the Florida Department of Insurance. This program is intended to allow home and business owners to get together with their insurance providers to work out disputes, most of which are related to…

What to Know about the Valued Policy Law in Florida

When your home gets damaged as the result of a natural disaster, leaky roof, water damage, vandalism or more, it can be very stressful to make the necessary repairs to get your living spaces back in working order. This process becomes even worse if your home has been completely destroyed. There is a silver lining to…

Identifying Common Forms of Storm Damage in Florida

Major storms are just a part of life here in Florida, and most homes and buildings in our state have experienced torrential rains and heavy winds at some point in their lives. So, needless to say that storm damage in Florida is something you come to expect as a homeowner.  If you’re a homeowner, it’s…

Don’t Fall for Unlicensed Public Adjusters in Florida

When damage occurs to your home due to a severe storm, burst pipe, leaky roof, vandalism or some other disaster, it’s difficult to know where to turn for help. You may be weary about going directly to your insurance company, as there’s no guarantee you’ll receive fair compensation to cover the necessary repairs. In these…

Is it Possible to Reopen an Insurance Claims in Florida?

If you’ve had to file an insurance claim in Florida after damage occurs to your home, you may be like thousands of other homeowners in our state — the process was much more stressful than you initially thought it would be. Worse yet, at the end of the back and forth, it’s very possible that…

Filing Insurance Claim after Kitchen Damage: What You Need to Know

If you’re like many homeowners in south Florida, you’ve likely spent a lot of time making your kitchen the perfect place to cook and serve meals. Perhaps you’ve redone your cabinets, invested in granite countertops or installed an island, complete with a new stovetop. The kitchen is a focal point of any home. It’s where…

Does Your Florida Homeowners’ Insurance Offer Sinkhole Coverage?

Of all the natural disasters that can happen in Florida, homeowner’s are concerned with hurricanes not sinkholes. Although they are fairly rare, they do happen — causing a great deal of damage to homes and buildings. In fact, our state experiences the most sinkholes than any other in the country, and many people find out…

Florida Policyholders Effected by Citizens Insurance ‘dump’

If you own a home or property in Florida, you may be aware of the work of Citizens Property Insurance, a quasi-governmental entity that has provided insurance coverage to millions of residents in the state. However, recent efforts have been made to transfer many of these policies to private insurers, a process that hasn’t always…