Blog

Anyone who has had to file a homeowners’ insurance claims in Delray Beach, Florida knows exactly how difficult and frustrating the process can be. All too often, it can be a struggle just to get in contact with the adjuster in charge of your claim. Now, in light of massive reports of customer dissatisfaction industry-wide,…

If you live in Florida, you may be insured through Citizens Property Insurance, the largest provider in the state. Even if you don’t have homeowners’ insurance with Citizens, you’ve likely heard about the massive accumulation of legal fees the organization has sustained due to lawsuits filed for unpaid claims. Citizens denies a lot of claims…

Many years ago, I worked for insurance companies. I started my career as an independent adjuster for a major independent adjusting firm, and was paid to go out to inspect property damage and quickly reach an agreement with policyholders. Because policyholders received quick and fair insurance settlements, this worked quite well, until some shifts in…

I haven’t always been a South Florida public adjuster serving home and business owners. In fact, I started and spent much of my career as an independent adjuster, which allowed me to go out to properties, meet with the owners, assess the damage and reach an agreement. At the end of our interaction, the property…

A plumber is the right professional to call in the event of a plumbing leak or sewer backup in Lighthouse Point, FL. However, you should never expect your plumber to handle your insurance claim for you. In fact, having a plumber work on anything other than the immediate repairs — the ones that are required…

Most people, upon discovering water damage in their home, immediately worry about how far the damage actually goes, especially if it has permeated into the walls and foundation. This is a valid concern, as water can do a great deal of damage to these hidden areas and impact the value of a home for the…

Damage to home or businesses due to storms, heavy winds, burst pipes, leaky roofs and vandalism are unfortunately common in Florida. Making matters worse, many property owners are finding that they’re not getting what they need out of the insurance claim process, which is becoming a growing concern across the state. As we’ve seen from…

Thanks to a dubious move by People’s Trust Insurance Co., thousands of South Florida hurricane coverage policies have been dropped and could have South Florida homeowners facing hurricane season without adequate a homeowners insurance coverage. The company recently purged a huge chunk of its policies, leaving homeowners scrambling to find other options. The justification provided…

As a south Florida resident, you may be feeling the effects of rising homeowners’ insurance costs, regardless of whether or not you’ve needed to file a claim. Far beyond the effects of inflation or fluctuations in property value, it seems that the rise in costs are intended to compensate for a rise in claims over…

When searching for homeowners’ insurance, it can be difficult to know exactly what you should be looking for. Let’s face it — shopping for homeowners insurance is nobody’s favorite thing to do in the world. But taking a little extra time when weighing your decisions can result in significant savings down the line. Here are…