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Most people, upon discovering water damage in their home, immediately worry about how far the damage actually goes, especially if it has permeated into the walls and foundation. This is a valid concern, as water can do a great deal of damage to these hidden areas and impact the value of a home for the…

Damage to home or businesses due to storms, heavy winds, burst pipes, leaky roofs and vandalism are unfortunately common in Florida. Making matters worse, many property owners are finding that they’re not getting what they need out of the insurance claim process, which is becoming a growing concern across the state. As we’ve seen from…

Thanks to a dubious move by People’s Trust Insurance Co., thousands of South Florida hurricane coverage policies have been dropped and could have South Florida homeowners facing hurricane season without adequate a homeowners insurance coverage. The company recently purged a huge chunk of its policies, leaving homeowners scrambling to find other options. The justification provided…

As a south Florida resident, you may be feeling the effects of rising homeowners’ insurance costs, regardless of whether or not you’ve needed to file a claim. Far beyond the effects of inflation or fluctuations in property value, it seems that the rise in costs are intended to compensate for a rise in claims over…

When searching for homeowners’ insurance, it can be difficult to know exactly what you should be looking for. Let’s face it — shopping for homeowners insurance is nobody’s favorite thing to do in the world. But taking a little extra time when weighing your decisions can result in significant savings down the line. Here are…

After a house fire, there will likely be a number of things going through your mind — and all at once. It’s easy for people in this situation to become flustered and feel lost. However, despite the devastating nature of house fires, there are some steps you can take to help minimize the impact on…

There are a number of ways your home could sustain damage, including a burst pipe, storm damage, a leaky roof and other problems caused by environmental hazards. However, another major concern for homeowners is vandalism in Florida, which makes up a significant percentage of insurance claims in our state. In most cases, vandalism occurs when…

After a denied homeowners’ insurance claim, one of your options is to seek a resolution using the insurance mediation program set up by the Florida Department of Insurance. This program is intended to allow home and business owners to get together with their insurance providers to work out disputes, most of which are related to…

When your home gets damaged as the result of a natural disaster, leaky roof, water damage, vandalism or more, it can be very stressful to make the necessary repairs to get your living spaces back in working order. This process becomes even worse if your home has been completely destroyed. There is a silver lining to…

Major storms are just a part of life here in Florida, and most homes and buildings in our state have experienced torrential rains and heavy winds at some point in their lives. So, needless to say that storm damage in Florida is something you come to expect as a homeowner.  If you’re a homeowner, it’s…