Blog
Why you Shouldn’t Hire a Storm Chaser
When people hear the term storm chaser, they often think of people in an old van speeding in to the middle of a tornado with all sorts of funky equipment attached to their van. It is a little known fact that there is actually another type of storm chaser, and they are not as people…
41% of Homeowners Had Insurance Claim Disputes
Tips for Getting Your Insurance Claim Paid When purchasing a home, or purchasing insurance you worry with the “important things” like your mortgage company or broker and the APR for your financing. Often times you overlook your homeowners’ insurance and choose the preferred company recommended by your lender. The problem with this is when your…
Know Your Insurance Policy and What it Covers
Making sure that you are insured when hurricane season is around the corner can be really confusing. And considering that flood insurance has a thirty day waiting period before it is put into effect, waiting until there is a storm headed your way is not the best option. First and foremost, there is renters insurance…
South Florida Fire Safety, Having a Safe Fourth of July with Fireworks
It is no secret that fireworks are dangerous. They are explosives that the government allows everyday people to play with, without supervision. The Alliance to Stop Consumer fireworks is a group that is led by the National Fire Protection Association that urges people to avoid the use of consumer fireworks, and leave it to the…
Does ‘Florida Hurricane Insurance’ Actually Exist?
Although there is not a set type of Florida hurricane insurance that can be bought, there are still ways to protect your home from hurricane damage. After devastating storms like Andrew, Katrina, and Sandy, homeowner’s insurance policies have started introducing a hurricane deductible. Unlike other insurance policies, hurricane deductibles usually are assessed in percentages, and…
Lightning Safety Awareness Week
June kicks off summer and lightning season. Lightning Safety Week, June 22-28, is designed to help us understand lightning and danger it possesses. Although summer is the preferred season for lightning, lightning occurs all year long and is accountable for over 50 deaths and hundreds of injuries per year. As one of the deadliest and…
Three Ways to Get Your South Florida Home Ready for Hurricane Season
As a homeowner you know the drill to get ready for hurricane season in Florida: fill the gas tanks, stock up on batteries, flashlights and water, board/shutter the windows. Most South Florida homeowners’ are very familiar with Hurricane Season and the preparation that is involved with the storm. But here are three tips that can help…
Did You Know Your Catastrophe Adjuster May Have Zero Experience?
Dear friends, In the event of a major catastrophic event, like a hurricane, many insurance companies usually become quickly under staffed. Most insurance companies maintain a small staff of in-house adjusters, so often times they outsource their claim handling to independent adjusting companies. These independent adjusting companies hire independent adjusters. Insurance adjusters play the most important role…
Tactics Insurance Companies Use to Avoid Providing Fair Compensation to Policyholders
The insurance industry brings in tens of billions of dollars each year across the United States. Despite this, many policyholders in Florida and nationwide find that they don’t get the support or responsiveness they need when it comes time to file an insurance claim. The following are some of the common tactics insurance companies use…
Gambling with Your Parkland Homeowners’ Insurance Policy
As a homeowner you likely trust that your Parkland homeowners’ insurance policy was fully explained to you, that it hasn’t changed over time and that it offers adequate coverage in case of a disaster. However, studies show that most policyholders don’t periodically review their policies, and in fact may not even be sure of their actual…
