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If, like many senior citizens, you have considered spending mild winters in Florida and summers up north, you are most likely considering the ease of living that condos offer. Before purchasing a condo, make sure that you are aware of the insurance coverage differences as well as how you would have one of your residences…

If you are a home or business owner who has recently suffered a property loss and you need help, hire a public adjuster. Like any person you would hire, take your time, get references and ask the right questions before hiring a public adjuster. Use our guide for hiring a public adjuster to help you…

While all homeowners have homeowner’s insurance, many don’t understand their homeowner’s insurance coverage. Homeowners need to know there are two types of insurance that deal with water damage – flood insurance and homeowner’s insurance. Losses not covered by one may be covered by the other; double check with your public adjuster for clarification. When choosing…

Most insurance companies are easy to deal with when you are paying them, before you actually need them. Homeowner’s Insurance companies are notoriously difficult to deal with when filing a claim. While homeowners assume their policy covers losses to their home, as well as injuries or property damage sustained on their property, typical homeowner’s insurance…

If you have recently has a denied fire insurance claim, Advocate Claims can help! Our licensed Florida public adjusters are extensively educated in insurance and are insurance claim experts. Our public insurance adjusters can assist you in getting your claim filed and handled correctly and professionally so you can get reimbursed for your damages. We…

From closing, you have complete coverage of your home through your homeowner’s insurance… Or so you think. When people purchase homeowner’s insurance policies, they assume that when disaster strikes their insurance policy will cover the expenses. But every policy has limitations that the homeowner may be unaware of. In a recent study, 19% of homeowners…

In the past, building collapses were broadly covered by most insurance policies. However, over time insurance companies have gradually redefined what collapse insurance actually covers. Public adjusters have studied insurance companies and insurance coverage in an effort to understand property collapse cover better. Recent additions to the insurance form employed by most insurance policies now…

Vandalism to both private and public property is a problem whose annual cost across the United States well exceeds $25 billion. Most vandals are young people who with no connection to the property they’re vandalizing. When comparing insurance policies and coverage, vandalism coverage is often overlooked. Ask your public insurance adjuster what the vandalism portion…

Before purchasing Homeowner’s Insurance, it’s important to be an informed and well-read consumer as certain types of damage, such as water damage from storm flooding, are not typically not covered by standard homeowner’s insurance. It is also equally as important for homeowners whom have just suffered any form of property damage to review their policy,…

Did you know that flooding from a natural source, i.e. a hurricane, is not covered under most homeowner’s insurance policies? Did you also know that if you do not maintain your home and something goes wrong, your insurance most likely won’t accept your claim? There are a lot of aspects of homeowner’s insurance that people…