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When you think of your homeowners’ insurance policy, do you assume that if an item is in your home it is covered? If you said, ‘yes’, you might be wrong! It turns out, not everything in your home is necessarily covered by your standard homeowners’ insurance policy. Many people have the standard furniture, electronics, and…

It is good to do an annual review of your expenses and that includes your homeowners insurance. Has anything changed since you last renewed it? Changes to your property or assets may mean changes to your homeowners’ insurance policy. Have you gotten a dog or other animals that might require more insurance? Have you built…

Thanksgiving is drawing near. Time for friends, family, and good eats! It is important to remember that with lots of people and lots of cooking, can come lots of chaos. If you are frying a turkey make sure that you are extra careful, especially if there is a lot of people at your home. Fried…

Whether you have made changes to your Florida business recently or not, a quick review of your commercial insurance policy to make sure that it adequately addresses your needs, is always a good idea. Whether you sell goods or services out of your business, it is important to make sure that everything in your business…

FEMA has labeled most areas in the state of Florida a flood zone. If you live in a condo in Florida, even if you are nowhere near water, chances are you live in a flood zone. In fact, 97% of all Florida communities participate in the National Flood Insurance Program. [http://www.floridadisaster.org/Mitigation/SFMP/Index.htm] While you may not…

Is your Florida business growing? Perhaps you have outgrown your current space and are moving to a new one or you are upgrading your business equipment to keep up with innovations in technology to better serve your customer base. Whether you are upgrading or downsizing your business, your commercial insurance policy needs to reflect any…

Are you downsizing from a single family home to a condo? If so, among the many changes you are probably experiencing are paring down your belongings and deciding what level of condo insurance is best for you and your new, smaller home. There are several factors that will determine what level of coverage you need…

Halloween is typically a fun night for people of all ages, but this one night can cost you hundreds if your home is vandalized. Statistics have shown that crime on Halloween has increased from 22% to 44% since the 2000s. Halloween is the one holiday of the year where ‘tricks’ or pranks can turn into…

You know what they say about an ounce of prevention. Is your business as protected from the threat of fire as it can be? If you’re like most business owners, fire prevention isn’t something you pay any attention to on a daily basis. However, it’s important to review potential fire hazards and fire prevention tools…

Are you downsizing from a home to a condo in Florida? If so, you are probably dealing with many changes, including deciding what stays and what goes. But have you thought about your homeowners insurance and how that changes when you move to a condo? Here are 3 things to keep in mind when changing…