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3 Disaster Preparation Tips for Florida Business Owners
If you’re a business owner, do you take regular stock of your inventory and supplies on hand? Most businesses do. What if you sell a service? Do you have an inventory of your business equipment, furniture, fixtures and the like? Most businesses don’t. Nobody thinks about the desks they sit behind, the chairs they sit…
Can Everyday Décor and Events Lead to a Condo Insurance Claim?
With the seasons changing, people start stoking the home fires more. We’re lighting candles and cooking more as well as turning on lights earlier and keeping them on longer. It’s important to be mindful that these areas are also common sources of house fires. Here are 3 things to be mindful of as we head…
4 Ways to Reduce Frustration Should You Suffer a Homeowners Insurance Loss
When homeowners experience a fire, a flood or some other major property loss, they’re often in shock. Once the shock wears off, goal 1 is to dispatch of the loss and return to life as before as soon as possible. They’re not thinking about details or the process behind the process. People don’t realize how…
Dryer Lint – The Hidden Home Fire Danger
Most people use their dryer, clean out the lint trap after the clothes are dry and move on. In fact, most people are unaware of the inner workings of their clothes dryer. Built up lint can cause a home fire and thousands of dollars in damage. In 2010, the most recent year for which statistics…
3 Maintenance Areas Homeowners Should Check to Avoid Property Damage Insurance Claims
It’s important to periodically check systems and parts of your house where failure can cause damage to your home and personal property. 3 areas we suggest you check for routine maintenance include: Roof/gutters – Check your roof for leaves, tree branches, twigs, wild animal waste and other debris that might get stuck in the roof…
Common Florida Condo Insurance Questions
If, like many senior citizens, you have considered spending mild winters in Florida and summers up north, you are most likely considering the ease of living that condos offer. Before purchasing a condo, make sure that you are aware of the insurance coverage differences as well as how you would have one of your residences…
Tips for Hiring the Right Public Adjuster
If you are a home or business owner who has recently suffered a property loss and you need help, hire a public adjuster. Like any person you would hire, take your time, get references and ask the right questions before hiring a public adjuster. Use our guide for hiring a public adjuster to help you…
Flood Damage vs. Water Damage: Do you know the difference?
While all homeowners have homeowner’s insurance, many don’t understand their homeowner’s insurance coverage. Homeowners need to know there are two types of insurance that deal with water damage – flood insurance and homeowner’s insurance. Losses not covered by one may be covered by the other; double check with your public adjuster for clarification. When choosing…
8 Facts People Don’t Know about Homeowner’s Insurance
Most insurance companies are easy to deal with when you are paying them, before you actually need them. Homeowner’s Insurance companies are notoriously difficult to deal with when filing a claim. While homeowners assume their policy covers losses to their home, as well as injuries or property damage sustained on their property, typical homeowner’s insurance…
Reopen your Denied Fire Insurance Claim
If you have recently has a denied fire insurance claim, Advocate Claims can help! Our licensed Florida public adjusters are extensively educated in insurance and are insurance claim experts. Our public insurance adjusters can assist you in getting your claim filed and handled correctly and professionally so you can get reimbursed for your damages. We…