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Top Causes of Home Fires
The National Fire Protection Agency estimates that U.S. fire departments respond to over 370,000 home fires each year. These fires cause over 2,500 civilian deaths, over 13,000 injuries, and over $7 billion in property damage, each year. According to the NFPA, “Cooking equipment is the leading cause of home structure fires and non-fatal home fire…
Result from Water Damage in Boynton Beach FL: Janet’s Story
Water damage affects thousands of homes, nationwide, each year. Janet of Boynton Beach, Florida recently engaged Advocate Claims’ Public Adjusters for her water damage insurance claim. “Our jacuzzi tub had leaked which went unseen for a period of time. With water and mold damage to the floor and subflooring, the master bathroom, master closet and…
Beware of Contractors Acting Like Adjusters in Florida
When you need to file a homeowners insurance claim, some natural and legitimate worries come about. Will the insurance company pay enough to fix the damage? Will I hire the right contractor? Should I hire a professional Public Adjuster? Should I just let my contractor handle the insurance claim process while I keep my head…
Why You Should Hire a Public Adjuster before Settling
BEFORE YOU SETTLE YOUR HOMEOWNER INSURANCE CLAIM – Should you Hire a Public Adjuster? The average home or business owner will file 4 insurance claims in a lifetime. At Advocate Claims, we do 4 before lunch and more after. We lost count a long time ago on the total number of claims that we have…
Be Proactive and Hire a Public Adjuster
Filing an insurance claim may be more like catching a kick-off in a football game than you could imagine. You have damage that should be covered by your insurance carrier, you call your carrier to report the problem, and the ball is up… up… and away. You’ve got to catch it, and run it back, hoping…
Your Florida Insurance Company is Not on Your Side
When you buy homeowner’s insurance in Florida, you assume that the insurance company is on your side. You are paying the premium so that, should you need to make a claim, you and your personal property and building damages are covered. Right? Sadly, while that makes logical sense, it is usually not true. In the…
Umbrella Insurance Coverage – What It Is and Why You Need It
Most Florida homeowners have adequate homeowner’s insurance coverage but what if there is a serious accident on your property and you cannot afford the medical bills? Or what if someone sues you for something that happened on your property, even if it was not your fault? It is important to be covered for all of…
Public Insurance Adjusters Are Good News for Property Managers and Property Owners
Public insurance adjusters are experts when it comes to assessing damages and are retained by the policyholders to handle the myriad of items that are required to complete a claim. A public adjuster has two goals in mind: the speed of the transaction and accuracy of the assessment; both good news for property managers and owners. A…
Insuring Your Fine Art Collection – Do You Have Enough Coverage?
If you have a collection of fine art, whether it is a few pieces or your home is a virtual art gallery, it is important to make sure that you have adequate insurance coverage. If you have recently acquired fine art pieces but have not insured them yet, it is important that you do because…
‘Tis the Season to Seek the Advice of a Public Adjuster
We don’t purchase car insurance after we have been in an accident and we don’t sign up for health insurance after a visit to the hospital. Evaluating a public adjuster to deliver you the best result possible in the event of a loss is no different. More often than not, after a loss the first call a property owner…
