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After experiencing a backup of sewage inside his kitchen cabinets, Peter of Oakland Park, Florida reported his claim to American Integrity Insurance Company. He spent months meeting with the insurer’s paid vendors and tried to find settle the claim. With no success, Peter was referred Advocate Claims Public Adjusters by a mutual friend. It’s interesting to…

On April 17, Florida Insurance Commissioner Kevin McCarty released a memo to all insurance providers active in the state, reminding them to credit or waive deductibles for the claims of crime victims in accordance with a 1994 law. McCarty’s memo comes at the strong urging of Attorney General Pam Bondi, whose office of Law Enforcement…

When a hurricane, storm or another type of disaster strikes a condominium association’s property and other large commercial structures, condo associations and property managers often assume that their insurance companies will move quickly to cover the cost of repairs for their commercial property damage. That’s not always the case, however, and many condominium properties find…

Before the introduction of PVC piping in the 1970s, cast iron pipes were the standard for home plumbing and sewage removal. While this may seem like a long time ago, many houses throughout Florida and across the United States still have the original cast iron plumbing in them. This has become a growing concern among…

Many people assume that their Florida insurance company exists to protect them in the event of a costly or catastrophic loss. The truth, however, is that insurance companies actively work to minimize expenses wherever possible, including any compensation to which you may be entitled after damage occurs to your home or building. That’s why Florida…

Wendy M. was dealing with extensive water damage in her condominium’s kitchen due to a roof leak. Like many people in this situation, she first tried to handle the insurance claim herself, working with her insurer, United Property & Casualty Insurance Company. This proved to be a fruitless effort, as the offer from the insurance…

There’s little doubt that hurricanes are extremely dangerous for Florida home and business owners, but what many people fail to understand is that just a little bit of misinformation can make these storms even more dangerous. With Florida hurricane season quickly approaching, being able to sort out fact from fiction can mean the difference between…

Alert: Florida Property Managers, Community Management Companies & Condominium Associations  Advocate Claims is very pleased to announce that we are now a part of the iPrep Network. iPrep, which stands for Insured Property Readiness Evaluation Program, works to proactively prepare commercial properties and condominium associations for insured losses. When you think about commercial property insurance,…

Sandra K. of Miramar, Florida, woke up one morning to find her feet squishing in water when she walked on her laminate wood floors. She quickly called a plumber, who determined that her water heater had burst. Sandra was not sure if she should put an insurance claim on her record, so she called Advocate…

With more adults in Florida and the United States renting now than ever before, it is rather shocking that more than 58 percent of them lack renters’ insurance. This is even more baffling when you consider the fact that a typical renters’ insurance policy only costs about as much as a single large pizza on…