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As Thanksgiving approaches, you likely have a long list of tasks to accomplish before your family sits down for the holiday dinner. But if you’re hosting this year, there’s one more thing you should add to the list: documenting your personal property and assets. This is because a recent study by State Farm Insurance shows…

As a business owner in Florida, you have enough to worry about on a daily basis without a property-related disaster getting in the way. But your property, whether it’s commercial or residential, is a vital part of your life that cannot be ignored. More importantly, you should be able to come home to a respite…

This year, Floridians have been blessed with a hurricane-free season. However, many policyholders with Citizens Property Insurance are finding that the state’s largest insurance provider is less than willing to provide compensation for water damage caused by factors other than flooding, including burst pipes. Because of this, there has been a surge in lawsuits against…

Most people expect that when a natural disaster hits their home or property, their insurance company will be right there to get you the compensation you need to make repairs. However, that’s not always the case. In many situations, especially after a big storm that damages thousands of homes, insurance companies are reluctant to pay…

The Most Common Types of Vandalism No one wants to wake up to a vandalized home or return from vacation to find broken glass, graffiti other damage to your property. It leaves you both frustrated and vulnerable, and your mood likely won’t improve when you try to file an insurance claim for vandalism. You may…

Residents of households with mold or indoor contaminants can be seriously affected by mold spore growth. This can cause respiratory infections, as the indoor air quality of your home is compromised. Indoor air pollution is a real contaminant that can make you sick! If you are experiencing problems, at home or at the workplace, you…

Insurance companies want you to believe that agents and claims adjusters are the people you should trust when filing a claim for damage to your home, property or business in the South Florida. They’re just your friendly, local insurance folks who have only your best interests at heart, right? Unfortunately, that’s not usually the case…

It’s a fact! The results are in from the 2010 Government report on Citizens Insurance Corporation stating this truth. It states that policy holders who used public adjusters received settlements that were as much as 747% higher than if the policy holder had used the Citizens Insurance Adjusters alone! (Source: OPPAGA Report, 10-06) The reason we…

 Forecasts Predict 2013 Hurricanes to be Worse Than Expected! The forecasts are predicting more than our fair share of hurricane and storms in 2013. As many as 18 tropical storms are predicted, with 9 scheduled to become hurricanes! With recent disasters in New Jersey, New York, Georgia and Florida, Now is the time to prepare…

You probably would not be reading this blog if you or someone you know did not have an insurance claim issue. After all, insurance is boring and you can find better things to do with your time.  When a disaster occurs, like a hurricane, tornado, hail storm, or flood, the newspapers are full of bad…