Blog

Mistakes to Avoid When Filing an Insurance Claim for Hurricane Sandy Any homeowner who was affected by Hurricane Sandy, will tell you that they wish they had video footage to prove what they had, and what it looked like, before the hurricane hit their home. It’s impossible to remember everything, and especially small details, when…

What is the fastest way to handle flood claims? Call a Public Adjuster! Have you have recently endured the wrath of Hurricane Sandy, and then went through the process of filing an insurance flood claim, only to have your claim under-paid? Maybe your insurance offer was just too low to be realistic? You knew that the…

Who do they REALLY work for? Did you know that your flood policy states that “The insurance adjuster whom we hire to investigate your claim may furnish you with a proof of loss form, and she or he may help you complete it. However, this is a matter of courtesy only, and you must still…

What a Public Insurance Adjuster Can Do For You When a disaster occurs at your home or business, where do you begin as you sort through the mess and decide what to do next? When acts of nature greatly affect your homestead or business, how should you proceed? After a natural disaster occurs, such as…

Hire a Professional Haggler to Help You Settle Your Claim  Ask yourself this question: Do you think that you always get the best price on everything on the         first try?  Of course not!  Insurance companies won’t typically give you their best offer at their initial presentation, either. A Good negotiator will hold out to see…

Do you know the difference in total replacement cost of an item, and the cash value of an item? Let me explain… Let’s say you own a nice home in the outskirts of the city. You fix it up, live it in, and keep up all repairs. One day a storm blows in, and your…

Are You Really Sunk from Hurricane Sandy? You still have time to fix the damage from Hurricane Sandy to your home and your life, if you act fast! If you’re unhappy with your insurance claim offer, please know that you still have options under your flood and home owner’s insurance policy! You have options that…

In the wake of Superstorm Sandy, Public Adjuster Steven Venook was interviewed by insurancequotes.com about filing a home insurance claim for storm damage. Here is an excerpt from the Article: Superstorm Sandy Offers Lessons on Storm-Related Home Insurance Claims After surviving a violent storm like Superstorm Sandy, the owners of damaged homes had little time…

It pays to be prepared for a hurricane, even it only passes us by in South Florida. Large storm systems can dump huge quantities of water on to surrounding areas testing and finding any weakness in your roof and property. Be a smart policy holder! Take photographs of your home, condominium, building, business and all…

What you would think would be a simple water damage insurance claim took three years to get properly settled. This semi retired couple had water damage from a broken pipe to their home. They promptly reported their insurance claim to St Johns Insurance Company. Then their problems started. St Johns sent out an independent adjuster who had a know it all attitude, but little experience in handling insurance claims. They offered a very low amount of thirteen thousand dollars to repair the damaged laundry room, kitchen, hall bathroom, living room, den, master bathroom, and master bedroom.