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Do you know the difference in total replacement cost of an item, and the cash value of an item? Let me explain… Let’s say you own a nice home in the outskirts of the city. You fix it up, live it in, and keep up all repairs. One day a storm blows in, and your…

Are You Really Sunk from Hurricane Sandy? You still have time to fix the damage from Hurricane Sandy to your home and your life, if you act fast! If you’re unhappy with your insurance claim offer, please know that you still have options under your flood and home owner’s insurance policy! You have options that…

In the wake of Superstorm Sandy, Public Adjuster Steven Venook was interviewed by insurancequotes.com about filing a home insurance claim for storm damage. Here is an excerpt from the Article: Superstorm Sandy Offers Lessons on Storm-Related Home Insurance Claims After surviving a violent storm like Superstorm Sandy, the owners of damaged homes had little time…

It pays to be prepared for a hurricane, even it only passes us by in South Florida. Large storm systems can dump huge quantities of water on to surrounding areas testing and finding any weakness in your roof and property. Be a smart policy holder! Take photographs of your home, condominium, building, business and all…

What you would think would be a simple water damage insurance claim took three years to get properly settled. This semi retired couple had water damage from a broken pipe to their home. They promptly reported their insurance claim to St Johns Insurance Company. Then their problems started. St Johns sent out an independent adjuster who had a know it all attitude, but little experience in handling insurance claims. They offered a very low amount of thirteen thousand dollars to repair the damaged laundry room, kitchen, hall bathroom, living room, den, master bathroom, and master bedroom.

Discover the best way to file a fire insurance claim. A large commercial warehouse property in West Palm Beach was rented by a successful private business. Unfortunately for the building owner, the tenant caused a substantial accidental fire to the property. The property was now in need of major repairs and was not usable by…

First, let me introduce myself. I am Steven Venook, a public insurance adjuster. My company, Advocate Claims Public Adjusters, has been in business since 2002, after I spent nearly 5 years working as a claims adjuster and learning about the industry’s tricks while inside the insurance industry. What is the difference between claims adjusters? An…

Policyholders have the right to contact a Public Adjuster to help them at the onset of the insurance claim. Out-of-town residents and absentee owners with damaged Florida properties can get local guidance by using a licensed public adjuster. The first instinct may be to drive or fly down to Florida to look at the condition…

With Hurricane Isaac potentially on our doorstep, now is the time to get ready in case your home is damaged from the storm. Even if Hurricane Isaac passes over the Keys severe weather can still effect parts of Miami and Broward County and across to Naples and Fort Myers. So take 5 minutes to review…

It’s difficult to imagine anything being more terrifying than fire engulfing your property. The damage that results from fire is certainly among the most destructive types of property damage that can happen. Perhaps you have incurred a fire at your residential or commercial property. And, as the holder of an insurance policy, you believe that…