Blog: Insurance Tips

If you have a collection of fine art, whether it is a few pieces or your home is a virtual art gallery, it is important to make sure that you have adequate insurance coverage. If you have recently acquired fine art pieces but have not insured them yet, it is important that you do because…

While the appraisal clause is typically a thing of the past for Florida homeowner’s insurance policies, it is still part of commercial insurance policies. What does that mean for you if you are a Florida business owner with a commercial insurance policy? Let’s say that you have a water leak and the resulting flood does…

Let’s face it, everybody likes to save money whenever they can and homeowner’s insurance is no exception. Most people automatically renew their homeowner’s insurance if nothing has changed, but what if you could make changes to lower the cost of your Florida homeowner’s insurance, even if nothing has changed? While you may not have moved…

Have you recently moved into a home with a pool in Florida? If so, there are some things you need to know, from an insurance perspective, about having a home with a pool. Pools are considered an “attractive nuisance”, beautiful and refreshing though they may be. 4 Things You Need to Know About Owning a…

When you think of your homeowners’ insurance policy, do you assume that if an item is in your home it is covered? If you said, ‘yes’, you might be wrong! It turns out, not everything in your home is necessarily covered by your standard homeowners’ insurance policy. Many people have the standard furniture, electronics, and…

It is good to do an annual review of your expenses and that includes your homeowners insurance. Has anything changed since you last renewed it? Changes to your property or assets may mean changes to your homeowners’ insurance policy. Have you gotten a dog or other animals that might require more insurance? Have you built…

Are you downsizing from a single family home to a condo? If so, among the many changes you are probably experiencing are paring down your belongings and deciding what level of condo insurance is best for you and your new, smaller home. There are several factors that will determine what level of coverage you need…

Halloween is typically a fun night for people of all ages, but this one night can cost you hundreds if your home is vandalized. Statistics have shown that crime on Halloween has increased from 22% to 44% since the 2000s. Halloween is the one holiday of the year where ‘tricks’ or pranks can turn into…

You know what they say about an ounce of prevention. Is your business as protected from the threat of fire as it can be? If you’re like most business owners, fire prevention isn’t something you pay any attention to on a daily basis. However, it’s important to review potential fire hazards and fire prevention tools…

Are you downsizing from a home to a condo in Florida? If so, you are probably dealing with many changes, including deciding what stays and what goes. But have you thought about your homeowners insurance and how that changes when you move to a condo? Here are 3 things to keep in mind when changing…