Blog: Insurance Tips

There’s little doubt that hurricanes are extremely dangerous for Florida home and business owners, but what many people fail to understand is that just a little bit of misinformation can make these storms even more dangerous. With Florida hurricane season quickly approaching, being able to sort out fact from fiction can mean the difference between…

When searching for homeowners’ insurance, it can be difficult to know exactly what you should be looking for. Let’s face it — shopping for homeowners insurance is nobody’s favorite thing to do in the world. But taking a little extra time when weighing your decisions can result in significant savings down the line. Here are…

When your home gets damaged as the result of a natural disaster, leaky roof, water damage, vandalism or more, it can be very stressful to make the necessary repairs to get your living spaces back in working order. This process becomes even worse if your home has been completely destroyed. There is a silver lining to…

Of all the natural disasters South Florida residents need to worry about, lightning may not be at the top of the list. You might wonder if it’s something you should really consider when choosing a homeowners’ insurance policy. The answer is yes. Lightning strikes can cause substantial damage alone, but are also likely to cause…

Christmas trees are a staple of the holiday season for many homeowners in south Florida. However, in the context of celebration, priorities tend to shift away from good safety practices in an effort to have the best décor possible for friends and family to enjoy. It’s important to consider all of the extraneous factors taking…

Most people expect that when a natural disaster hits their home or property, their insurance company will be right there to get you the compensation you need to make repairs. However, that’s not always the case. In many situations, especially after a big storm that damages thousands of homes, insurance companies are reluctant to pay…

Insurance companies want you to believe that agents and claims adjusters are the people you should trust when filing a claim for damage to your home, property or business in the South Florida. They’re just your friendly, local insurance folks who have only your best interests at heart, right? Unfortunately, that’s not usually the case…

It’s a fact! The results are in from the 2010 Government report on Citizens Insurance Corporation stating this truth. It states that policy holders who used public adjusters received settlements that were as much as 747% higher than if the policy holder had used the Citizens Insurance Adjusters alone! (Source: OPPAGA Report, 10-06) The reason we…

 Forecasts Predict 2013 Hurricanes to be Worse Than Expected! The forecasts are predicting more than our fair share of hurricane and storms in 2013. As many as 18 tropical storms are predicted, with 9 scheduled to become hurricanes! With recent disasters in New Jersey, New York, Georgia and Florida, Now is the time to prepare…

You probably would not be reading this blog if you or someone you know did not have an insurance claim issue. After all, insurance is boring and you can find better things to do with your time.  When a disaster occurs, like a hurricane, tornado, hail storm, or flood, the newspapers are full of bad…