Blog: Insurance Tips

If you’re a business owner, do you take regular stock of your inventory and supplies on hand? Most businesses do. What if you sell a service? Do you have an inventory of your business equipment, furniture, fixtures and the like? Most businesses don’t. Nobody thinks about the desks they sit behind, the chairs they sit…

It’s important to periodically check systems and parts of your house where failure can cause damage to your home and personal property.  3 areas we suggest you check for routine maintenance include: Roof/gutters – Check your roof for leaves, tree branches, twigs, wild animal waste and other debris that might get stuck in the roof…

If, like many senior citizens, you have considered spending mild winters in Florida and summers up north, you are most likely considering the ease of living that condos offer. Before purchasing a condo, make sure that you are aware of the insurance coverage differences as well as how you would have one of your residences…

Most insurance companies are easy to deal with when you are paying them, before you actually need them. Homeowner’s Insurance companies are notoriously difficult to deal with when filing a claim. While homeowners assume their policy covers losses to their home, as well as injuries or property damage sustained on their property, typical homeowner’s insurance…

Did you know that flooding from a natural source, i.e. a hurricane, is not covered under most homeowner’s insurance policies? Did you also know that if you do not maintain your home and something goes wrong, your insurance most likely won’t accept your claim? There are a lot of aspects of homeowner’s insurance that people…

When you’re from the north, you insulate your house to keep the cold out during the winter. But when you’re from the south it is the exact opposite, you get your South Florida home insulated to keep the cold in during the summer. Having a home that is poorly insulated can lead to sky high…

Hurricane season starts at the same time every year, with some years going by without a storm, and others with storms like Sandy and Katrina. You can never tell what a hurricane season is going to bring, and that can create some tension. Paying high premiums for the possibility of there being a storm can…

Tips for Getting Your Insurance Claim Paid  When purchasing a home, or purchasing insurance you worry with the “important things” like your mortgage company or broker and the APR for your financing. Often times you overlook your homeowners’ insurance and choose the preferred company recommended by your lender. The problem with this is when your…

Making sure that you are insured when hurricane season is around the corner can be really confusing. And considering that flood insurance has a thirty day waiting period before it is put into effect, waiting until there is a storm headed your way is not the best option. First and foremost, there is renters insurance…

As a homeowner you know the drill to get ready for hurricane season in Florida: fill the gas tanks, stock up on batteries, flashlights and water, board/shutter the windows. Most South Florida homeowners’ are very familiar with Hurricane Season and the preparation that is involved with the storm. But here are three tips that can help…