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SoCal Fires Strike Those Who Often Reject Insurance

Mobile home owners and renters often choose to go without property insurance, potentially exposing them to catastrophic losses such as those suffered in Southern California’s weekend firestorms, according to the Insurance Information Network of California.

Nearly 500 manufactured homes and more than 80 apartments were destroyed in the fires. While it’s unclear how many were uninsured, about 82,000 — or 25 percent — of the state’s mobile homes don’t carry insurance, according to a Sacramento Bee analysis of 2007 census data. Another 200,000 houses are uninsured, according to the report.

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