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Insurance Claim Do’s Photograph your insurance policy declarations pages with your phone Photograph or video roof, home interior & personal property BEFORE a hurricane Photograph or video roof, home interior & personal property AFTER Hurricane Make temporary repairs only to prevent further damages i.e. Tarp roof, dry-out water Report claim to insurance company. Get claim…

Documenting insurance claims is very important. Details matter! To properly document all the necessary details to prove the policy holder damages requires knowledge, experience, and the proper tools. Some of the tools needed to be able to record the property damages are as follows: Moisture Meter Thermal Camera Matterport Video Detailed Estimate Most homeowners and…

Your roof leaking and causing your ceiling or walls to get wet does not mean that your insurance company will pay your claim. Most Florida Insurance policies have a wind driven rain language. This language states that unless there is physical damage to your roof that creates an opening. Your claim will be denied for…

Many attorneys in Florida advertise to be hired at the beginning of a property damage insurance claim. However, keep in mind that attorneys have spent years learning the legal system, not adjusting property damage insurance claims. Does it make good sense to escalate your claim to a legal matter before there is a legal issue? The…

Millennials tend to be new first time home buyers. Never having experienced making an insurance claim for their new home. Recent insurance company polls suggest that millennials like the ease of texting and photographing their damages with their cell phone and getting their claim resolved using technology. Insurance carriers sometimes calls this process of claim…

I read a recent post where an insurance agent showed hostility toward the public adjusting profession. Offering the same old tired advice that… Many public adjusters are greedy and exploit the policy holder? That policy holders do not want to engage a public adjuster because 99% percent are dishonest. Don’t give away your money to…

Rule #1 Never take insurance claim advice from a plumber! Rule #2 Never hire the plumber’s suggested water dry out company! The plumber is getting a $500 – $1,000 kick back from the restoration/water/mold company and you will be asked to sign a blank agreement with no pricing; or an assignment of benefits where the…

Advocate Claims Public Adjusters a Florida Public Adjusting Company invests in the latest technology to better tell your insurance claim story. Our newest 360-degree camera allows us to take 360 photos of each room in your property.  This gives us the ability to create an actual video presentation of walking thru your home, condominium or…

Be Safe – Be Proactive – Be Patient Be Safe Dear Floridians before Hurricane Dorian comes ashore it is time to take all the necessary precautions to keep your family, elderly, and pets safe from the pending storm. Stock up on your emergency supplies as water, food, medicines, pet food, batteries, flash lights, and first…

Do you want to get the money you deserve? Attention Broward County home and business owners: have you suffered roof damage from Hurricane Irma? Has your insurance company low balled or denied your claim? If so, our Hurricane Insurance Public Adjuster, may be able to help. Homeowners and business owners pay insurance premiums for decades,…